226 Rogers St, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 226 Rogers St, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,232 sqft Living Area
Lot Size	34,848 sqft (0.8 acres)
Occupancy	Owner Occupied
Tax Bill	$994.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0799-09-06-6820`
Alternative APNs	`9800408000` `009800408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,232 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2003
Construction Type	Wood Construction
Foundation Type	Raised Foundation
Lot Area	34,848 sqft (0.8 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	009800408
Street Address	226 ROGERS ST
City	SPRUCE PINE
State	NC
Zip	28777-3212
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ROGERS ST
Jurisdiction	MITCHELL NC
Minor Civil Division	GRASSY CREEK
Census Blockgroup	3
Census Block	3026
Census Tract	950400

Owner

Source: Mitchell County records · APN 0799-09-06-6820

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	226 ROGERS ST, SPRUCE PINE, NC 28777-3212
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	0000380210
Record Refreshed	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Recording Date	Jun 05, 2026
Property Address	226 ROGERS ST, SPRUCE PINE, NC 28777-3212
Document Number	0000000954
Book / Page	690 / 508
Instrument Date	Jun 01, 2026
Instrument	2026954
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 ROGERS ST, SPRUCE PINE, NC 28777-3212

Mortgage

Document Number	0000000954,
Date	Jun 05, 2026
Book Page	690/508
Instrument	2026954

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$994.00 (-2.83%)	$155,400 (-4.37%) Land $19,800 Building $135,600
2023	$1,023.00	$162,500 Land $19,800 Building $142,700

Flood & Wildfire

226 Rogers St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 40th percentile of exposed land nationally · 58th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 1,613 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.