297 River Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 297 River Rd, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,086 sqft · built 1977
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Sep 2020)
Tax Bill	$5,034 (2025)
Deeds & Mortgages	May 2023 Refinance Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BOWN M:R07 L:027`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:R07 L:027`
Alternative APN	`667`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
Gross Area	4,344 sqft
1st Floor Area	1,240 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)

Location & Zoning

Account Number	667
Street Address	297 RIVER RD
City	BOWDOINHAM
State	ME
Zip	04008-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	27
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	5
Census Block	5009
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

297 River Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	297 RIVER RD, BOWDOINHAM, ME 04008-4601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Aug 16, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ATLANTIC REGIONAL FCU
Sep 25, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Sep 21, 2020	Deed of Trust, Mortgage ATLANTIC REGIONAL FCU
Oct 17, 2018	Personal Representative Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Oct 17, 2018 · Amount on File
Deed Document Number	20207346
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	0000007346
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	297 RIVER RD, BOWDOINHAM, ME 04008-4601
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002235
Date	May 25, 2023
Instrument	2023R-02235

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	297 RIVER RD, BOWDOINHAM, ME 04008-4601
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006880
Date	Aug 16, 2021
Instrument	2021R-06880

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOWDOINHAM ME
Recording Date	Sep 25, 2020
Property Address	297 RIVER RD, BOWDOINHAM, ME 04008-4601
Document Number	0000007346
Instrument Date	Sep 21, 2020
Instrument	2020R-07346
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture

Mortgage

Document Number	0000007347
Date	Sep 25, 2020
Instrument	2020R-07347

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	297 RIVER RD, BOWDOINHAM, ME 04008-4601
Document Number	0000007347
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	297 RIVER RD BOWDOINHAM ME 040084601, BOWDOINHAM, ME 04008-4601

Mortgage

Document Number	0000007347
Date	Sep 25, 2020
Instrument	7347

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union
Address	BRUNSWICK, ME 04011

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2035

October 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BOWDOINHAM ME
Recording Date	Oct 17, 2018
Property Address	297 RIVER RD, BOWDOINHAM, ME 04008-4601
Document Number	0000007508
Instrument	2018R-07508
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007509
Date	Oct 17, 2018
Instrument	2018R-07509

Lender

Name	LENDUS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 297 River Rd was $5,034, up 5.3% from the year before.

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,034.00 (+5.27%)	$227,700 (-) Land $91,600 Building $136,100
2024	$4,782.00 (+7.7%)	$227,700 (-) Land $91,600 Building $136,100
2023	$4,440.00 (+41.04%)	$227,700 (+30.86%) Land $91,600 Building $136,100
2022	$3,148.00	$174,000 Land $76,300 Building $97,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 297 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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