278 River Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 278 River Rd, Bowdoinham, ME 04008

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 928 sqft · built 1978
Lot Size3.44 acres (149,846 sqft)
Owner2 Trust Names on File
Tax Bill$5,335 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNBOWN M:R07 L:028-B

Property Details

APN / Parcel Number

Primary APNBOWN M:R07 L:028-B
Alternative APNs
  • M:R07 L:028=B
  • 671

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area928 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Level
Lot Area149,846 sqft (3.44 acres)

Location & Zoning

Account Number671
Street Address278 RIVER RD
CityBOWDOINHAM
StateME
Zip04008-4612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number28-B
JurisdictionBOWDOINHAM ME
Township / Civil DivisionBOWDOINHAM
Census Block Group5
Census Block5009
Census Tract970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

278 River Rd is owner-occupied and held in a trust since August 2025.

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address278 RIVER RD, BOWDOINHAM, ME 04008-4612
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 25, 2025
Transfer Doc0000004529
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Property Address278 RIVER RD, BOWDOINHAM, ME 04008-4612
Document Number0000000691
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedFeb 12, 2018
Title CompanyPHENIX TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address278 RIVER RD BOWDOINHAM ME 040084612, BOWDOINHAM, ME 04008-4612

Mortgage

Document Number0000000691
DateFeb 1, 2018
Instrument691
Lender
NameREGENCY MTG
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
AmountAmount on Record
Term360 Months
DueJan 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 278 River Rd was $5,335, up 5.3% from the year before.

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionBowdoinham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,335.00 (+5.29%)$241,300 (-) Land $72,100 Building $169,200
2024$5,067.00 (+7.69%)$241,300 (-) Land $72,100 Building $169,200
2023$4,705.00 (+27.68%)$241,300 (+18.46%) Land $72,100 Building $169,200
2022$3,685.00$203,700 Land $60,100 Building $143,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 278 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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