297 Oak St, Hickory Flat, MS 38633 Property Records

Benton County property record for 297 Oak St, Hickory Flat, MS 38633

Property Summary

Property TypeDuplex
Details2 ba · 1,648 sqft · built 1946
Lot Size0.294 acres (12,800 sqft)
OwnerCompany Name on Record
Tax Bill$1,024 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Sep 2025 Sale
Flood ZoneZone X (minimal risk)
APN4-0573-27-009-068.00

Property Details

APN / Parcel Number

Primary APN4-0573-27-009-068.00
Alternative APN
  • 16958

Interior

Full Baths2 Baths
Building Area1,648 sqft Total Area
1st Floor Area1,648 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleDuplex Single
Exterior MaterialCombination
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,800 sqft (0.294 acres)
Lot Dimensions160 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number16958
Street Address297 OAK ST
CityHICKORY FLAT
StateMS
Zip38633-8106
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description5/6 AC NE/C BLOCK 9 DB 99-18 123-204 144/598
Legal Range001
Legal Township005
Legal Section27
Legal SubdivisionTOWN OF HICKORY FLAT
Legal Block9
JurisdictionBENTON MS
Township / Civil Division5
Census Block Group2
Census Block2082
Census Tract950200

Owner

Source: Benton County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address75 N EDWARDS ST, POTTS CAMP, MS 38659-9005
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI
Sep 18, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2025
Deed SaleSep 18, 2025
Deed Document Number2025998
Prior Transfer DateDec 20, 2023
Prior Transfer Doc0000000064
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MS
Recording DateApr 20, 2026
Property Address297 OAK ST, HICKORY FLAT, MS 38633-8106
Document Number0000000390
Instrument DateApr 16, 2026
Instrument2026390
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000000390,
DateApr 20, 2026
Instrument2026390
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 16, 2041
Interest
Rate TypeAdjustable Rate
Rate5.54%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MS
Recording DateSep 18, 2025
Property Address297 OAK ST, HICKORY FLAT, MS 38633-8106
Document Number0202500998
Instrument DateSep 11, 2025
Instrument202500998
Transaction TypeTransfer
Record UpdatedOct 1, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1063 COUNTY ROAD 14, MYRTLE, MS 38650-9553

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 N EDWARDS ST, POTTS CAMP, MS 38659-9005

Tax Assessment & Valuation

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyBenton County
MunicipalityHickory Flat Town
Unified School DistrictBenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,024.00 (+2.71%)$6,492 (-)$43,280 (-) Land $1,500 Building $41,780
2024$997.00 (+7.78%)$6,492 (-)$43,280 (-) Land $1,500 Building $41,780
2023$925.00$6,492$43,280 Land $1,500 Building $41,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE ARROWHEAD
private · serves 174 people · EPA ID MS0730010
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ACE Fiber
Fiber
8,000 / 8,000
Buckeye Cablesystem
Cable
1,000 / 20

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