291 Oak St, Hickory Flat, MS 38633 Property Records

Benton County property record for 291 Oak St, Hickory Flat, MS 38633

Property Summary

Property TypeSingle Family Home
Details1 ba · 966 sqft · built 1972
Lot Size0.235 acres (10,220 sqft)
OwnerIndividual Name on Record
Tax Bill$766 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2026 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN4-0573-27-009-067.00

Property Details

APN / Parcel Number

Primary APN4-0573-27-009-067.00
Alternative APN
  • 16957

Interior

Full Baths1 Bath
Building Area966 sqft Living Area
1st Floor Area966 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,220 sqft (0.235 acres)
Lot Dimensions146 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number16957
Street Address291 OAK ST
CityHICKORY FLAT
StateMS
Zip38633-8106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEAR NE/C BLOCK 9 DB 56-287 119-123 121-474
Legal Range001
Legal Township005
Legal Section27
Legal SubdivisionTOWN OF HICKORY FLAT
Legal Block9
JurisdictionBENTON MS
Township / Civil Division5
Census Block Group2
Census Block2082
Census Tract950200

Owner

Source: Benton County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 351, HICKORY FLAT, MS 38633-0351
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF HOLLY SPRINGS
Apr 15, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF HOLLY SPRINGS
Mar 7, 2022Intrafamily Transfer, Transfer
Jun 10, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF HOLLY SPRINGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2007
Deed SaleNov 16, 2007
Deed Book / Page174 / 87
Last Transfer DateMar 1, 2022
Transfer Doc00212/0579
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MS
Property Address291 OAK ST, HICKORY FLAT, MS 38633-8106
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000267/363
DateJun 10, 2021
Book Page267/363
Instrument202100691
Lender
NameBANK OF HOLLY SPRINGS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term132 Months
DueJun 9, 2031
Interest
Rate TypeAdjustable Rate

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MS
Recording DateApr 15, 2026
Property Address291 OAK ST, HICKORY FLAT, MS 38633-8106
Document Number0000000365
Instrument DateApr 14, 2026
Instrument2026365
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000365,
DateApr 15, 2026
Instrument2026365
Lender
NameBANK OF HOLLY SPRINGS
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 20, 2041
Interest
Rate TypeAdjustable Rate
Rate5.54%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBENTON MS
Recording DateMar 7, 2022
Property Address291 OAK ST, HICKORY FLAT, MS 38633-8106
Document Number00212/0579
Book / Page0212 / 0579
Map ReferenceDB 174 PG 87
Instrument DateMar 1, 2022
Instrument202200209
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1960B OLD HIGHWAY 78, HICKORY FLAT, MS 38633-8168

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 351, HICKORY FLAT, MS 38633-0351

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MS
Recording DateJun 10, 2021
Property Address291 OAK ST, HICKORY FLAT, MS 38633-8106
Document Number000210/565
Book / Page210 / 565
Map ReferenceMB 2 PG 144
Instrument DateJun 9, 2021
Instrument202100690
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address337 WHITESIDE CV, HICKORY FLAT, MS 38633-8208

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 351, HICKORY FLAT, MS 38633-0351

Mortgage

Document Number0202100691
DateJun 10, 2021
Instrument202100691
Lender
NameBANK OF HOLLY SPRINGS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 9, 2031
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyBenton County
MunicipalityHickory Flat Town
Unified School DistrictBenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$766.00 (+1.19%)$4,856 (-1.42%)$32,370 (-1.43%) Land $1,500 Building $30,870
2024$757.00 (+7.83%)
2023$702.00$4,926$32,840 Land $1,500 Building $31,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE ARROWHEAD
private · serves 174 people · EPA ID MS0730010
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ACE Fiber
Fiber
8,000 / 8,000
Buckeye Cablesystem
Cable
1,000 / 20

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