297 N Franklin St, Delaware, OH 43015 Property Records

Delaware County property record for 297 N Franklin St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,814 sqft · built 1906
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Apr 2026)
Tax Bill	$4,704 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-432-02-031-000`

Property Details

APN / Parcel Number

Primary APN	`519-432-02-031-000`
Alternative APN	`144970.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	1,112 sqft
Upper Floors Area	702 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	150 ft deep x 41 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	52 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	297 N FRANKLIN ST
City	DELAWARE
State	OH
Zip	43015-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1374,1375
Legal Subdivision	C L & SUSAN B HILLS ADD
Legal Lot Number	1374,
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1023
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Historic Northwest District listed 1996 · 510 contributing resources · NRIS 96000225

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Fiduciary Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 31, 2024	Warranty Deed, Transfer · Balloon Mortgage KRW HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Oct 31, 2024 · Amount on Record
Deed Document Number	20268773
Prior Transfer Date	Aug 11, 2016
Prior Transfer Doc	0000024158
Record Updated	Oct 29, 2026

April 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DELAWARE OH
Recording Date	Apr 6, 2026
Property Address	297 N FRANKLIN ST, DELAWARE, OH 43015-1650
Document Number	0000008773
Instrument Date	Mar 12, 2026
Instrument	20268773
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	AXXIS TITLE

Transaction

Amount	Amount Recorded
Tax	$122,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000008774,
Date	Apr 6, 2026
Instrument	20268774

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000008910,
Date	Apr 7, 2026
Instrument	20268910

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 31, 2024
Property Address	297 N FRANKLIN ST, DELAWARE, OH 43015-1650
Document Number	0000023690
Book / Page	2121 / 1445
Map Reference	MB 2 PG 177
Instrument Date	Oct 30, 2024
Instrument	202400023690
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	VALLEY T&E DBA LAWYERS TTL A

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 N FRANKLIN ST, DELAWARE, OH 43015-1650
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023692
Date	Oct 31, 2024
Instrument	202400023692

Lender

Name	KRW HOME LOANS LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,704.00 (+5.14%)	$92,470 (-) Land $14,630 Building $77,840	$264,200 (-) Land $41,800 Building $222,400
2024	$4,474.00 (+13.5%)	$92,470 (-) Land $14,630 Building $77,840	$264,200 (-) Land $41,800 Building $222,400
2023	$3,942.00 Homeowner's exemption	$92,470 Land $14,630 Building $77,840	$264,200 Land $41,800 Building $222,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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