291 N Franklin St, Delaware, OH 43015 Property Records

Delaware County property record for 291 N Franklin St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,060 sqft · built 1900
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Sep 2018)
Tax Bill	$5,853 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-432-02-029-000`

Property Details

APN / Parcel Number

Primary APN	`519-432-02-029-000`
Alternative APN	`145121.00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	1,030 sqft
Upper Floors Area	1,030 sqft
Basement Area	1,030 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	200 ft deep x 82 ft wide
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	568 sqft
Deck Area	190 sqft
Patio Area	190 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	291 N FRANKLIN ST
City	DELAWARE
State	OH
Zip	43015-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1372-1373-1374
Legal Subdivision	WEDGEWOOD SEC 07
Legal Lot Number	1372-
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1023
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Historic Northwest District listed 1996 · 510 contributing resources · NRIS 96000225

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	291 N FRANKLIN ST, DELAWARE, OH 43015-1650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE EQUITABLE MORTGAGE CORP
Jul 30, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL COMMUNITY BANK
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE EQUITABLE MORTGAGE CORP
Sep 20, 2018	Warranty Deed, Transfer · Conventional Mortgage EQUITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	201825763
Deed Book / Page	1596 / 793
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	291 N FRANKLIN ST, DELAWARE, OH 43015-1650
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	EXPEDIENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010873
Date	Mar 5, 2021
Book Page	1834/1456
Instrument	202100010873

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	291 N FRANKLIN ST, DELAWARE, OH 43015-1650
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027697
Date	Jul 30, 2020
Book Page	1751/1916
Instrument	202000027697

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank
Address	BUCYRUS, OH 44820

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	291 N FRANKLIN ST, DELAWARE, OH 43015-1650
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	EXPEDIENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019301
Date	Jul 25, 2019
Book Page	1651/1415
Instrument	201900019301

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Aug 1, 2046

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 20, 2018
Property Address	291 N FRANKLIN ST, DELAWARE, OH 43015-1650
Document Number	0000025763
Book / Page	1596 / 793
Instrument Date	Sep 19, 2018
Instrument	2018-00025763
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025764
Date	Sep 20, 2018
Book Page	1596/795
Instrument	2018-00025764

Lender

Name	EQUITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,853.00 (+5.36%)	$117,500 (-) Land $27,620 Building $89,880	$335,700 (-) Land $78,900 Building $256,800
2024	$5,555.00 (-0.2%) Homeowner's exemption	$117,500 (-) Land $27,620 Building $89,880
2023	$5,566.00 Homeowner's exemption	$117,500 Land $27,620 Building $89,880	$335,700 Land $78,900 Building $256,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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