Monmouth County and Matawan Borough property record for 297 Main St, Matawan, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,033 sqft · built 1928 |
| Lot Size | 0.478 acres (20,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Dec 2009) |
| Tax Bill | $14,532 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00049-0000-00009 |
| Primary APN | 31-00049-0000-00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,033 sqft Living Area |
| 1st Floor Area | 1,709 sqft |
| Upper Floors Area | 1,324 sqft |
| Basement Area | 1,324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 20,800 sqft (0.478 acres) |
| Lot Dimensions | 200 ft deep x 104 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 668 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Account Number | 07990 |
|---|---|
| Street Address | 297 MAIN ST |
| City | MATAWAN |
| State | NJ |
| Zip | 07747-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50I |
| Legal Block | 49 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MATAWAN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 803000 |
297 Main St is owned and occupied by two individuals who bought it in December 2009.
Source: Monmouth County and Matawan Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 297 MAIN ST, MATAWAN, NJ 07747-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST CONSTITUTION BANK |
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST CONSTITUTION BK |
| Mar 17, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2009 · Amount on File |
| Deed Sale | Dec 31, 2009 · Amount on File |
| Prior Sale | Apr 28, 1999 · Amount on File |
| Deed Document Number | 2009144434 |
| Deed Book / Page | 8813 / 7208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 297 MAIN ST, MATAWAN, NJ 07747-3230 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | TRI-COUNTY TITLE SERVICES LLC, TRI COUNTY TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0095601143 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 9560/1143 |
| Instrument | 2021169578 |
| Name | 1ST CONSTITUTION BANK |
|---|---|
| Type | Bank |
| Address | CRANBURY, NJ 08512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 297 MAIN ST, MATAWAN, NJ 07747-3230 |
| Document Number | 0000011249 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 297 MAIN ST MATAWAN NJ 077473230, MATAWAN, NJ 07747-3230 |
| Document Number | 0000011249 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 009394/001100 |
| Instrument | 11249 |
| Name | FIRST CONSTITUTION BK |
|---|---|
| Type | Bank |
| Address | CRANBURY, NJ 08512 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 17, 2017 |
| Property Address | 297 MAIN ST, MATAWAN, NJ 07747-3230 |
| Document Number | 0000028552 |
| Book / Page | 009217 / 008004 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 28552 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Title Company | TITLE PROFESSIONALS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 297 MAIN ST MATAWAN NJ 077473230, MATAWAN, NJ 07747-3230 |
| Document Number | 28553 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 009217/008029 |
| Instrument | 28553 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 16, 2047 |
The 2025 property tax bill for 297 Main St was $14,532, up 6.1% from the year before.
Source: Monmouth County and Matawan Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Matawan Borough |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $737,700 (+5.95%) Land $306,900 Building $430,800 | $737,700 (+5.95%) Land $306,900 Building $430,800 | |
| 2025 | $14,532.00 (+6.09%) | $696,300 Land $293,400 Building $402,900 | $696,300 Land $293,400 Building $402,900 |
| 2024 | $13,698.00 | ||
| 2023 | $615,200 Land $297,900 Building $317,300 | $615,200 Land $297,900 Building $317,300 | |
| 2022 | $13,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 297 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1989–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 297 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATAWAN BOROUGH WATER DE serves 9,084 people · EPA ID NJ1329001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - COASTAL NORTH |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures