Monmouth County and Matawan Borough property record for 295 Main St, Matawan, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,910 sqft · built 1916 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Mar 2020) |
| Tax Bill | $12,482 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00049-0000-00010 |
| Primary APN | 31-00049-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,910 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| Upper Floors Area | 960 sqft |
| Attic | Attic |
| Attic Area | 960 sqft |
| Basement Area | 1,074 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 24,002 sqft (0.551 acres) |
| Lot Dimensions | 200 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Deck Area | 422 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 08000 |
|---|---|
| Street Address | 295 MAIN ST |
| City | MATAWAN |
| State | NJ |
| Zip | 07747-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50I |
| Legal Block | 49 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MATAWAN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 803000 |
295 Main St is owned by a company that bought it in March 2020.
Source: Monmouth County and Matawan Borough records, as of July 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 295 MAIN ST, MATAWAN, NJ 07747-3230 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 4, 2020 | Grant Deed, Transfer · Conventional Mortgage PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on File |
| Deed Sale | Mar 4, 2020 · Amount on File |
| Prior Sale | Aug 28, 1996 · Amount on File |
| Deed Document Number | 202025374 |
| Deed Book / Page | 9400 / 8376 |
| Prior Transfer Date | Sep 27, 2010 |
| Prior Transfer Doc | 0088568324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 295 MAIN ST, MATAWAN, NJ 07747-3230 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 295 MAIN ST, MATAWAN, NJ 07747-3230 |
| Document Number | 0096241509 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 9624/1509 |
| Instrument | 2022111616 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 476 Months |
| Due | Jul 5, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 4, 2020 |
| Property Address | 295 MAIN ST, MATAWAN, NJ 07747-3230 |
| Document Number | 0000025374 |
| Book / Page | 009400 / 008376 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 25374 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2020 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 295 MAIN ST MATAWAN NJ 077473230, MATAWAN, NJ 07747-3230 |
| Document Number | 25375 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 009400/008407 |
| Instrument | 25375 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2050 |
The 2025 property tax bill for 295 Main St was $12,482, up 10.3% from the year before.
Source: Monmouth County and Matawan Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Matawan Borough |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $601,300 (+0.54%) Land $207,200 Building $394,100 | $601,300 (+0.54%) Land $207,200 Building $394,100 | |
| 2025 | $12,482.00 (+10.32%) | $598,100 Land $207,200 Building $390,900 | $598,100 Land $207,200 Building $390,900 |
| 2024 | $11,314.00 | ||
| 2023 | $515,000 Land $207,200 Building $307,800 | $515,000 Land $207,200 Building $307,800 | |
| 2022 | $11,791.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1989–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATAWAN BOROUGH WATER DE serves 9,084 people · EPA ID NJ1329001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - COASTAL NORTH |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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