297 Gardendale Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 297 Gardendale Rd, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1973
Square Footage	1,536 sqft Living Area
Lot Size	8,900 sqft (0.204 acres)
Occupancy	Owner Occupied
Last Sale	$560,000 (2010)
Tax Bill	$8,767.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`257-163-12-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	8,900 sqft (0.204 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	297 GARDENDALE RD
City	ENCINITAS
State	CA
Zip	92024-3018
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 238 TR 007242
Legal Subdivision	VILLAGE PARK NORTH COUNTRY
Legal Tract	007242
Legal Block	3
Legal Lot Number	238
Jurisdiction	SAN DIEGO CA
Minor Civil Division	SAN DIEGO
Census Blockgroup	3
Census Block	3001
Census Tract	17108

Owner

Source: San Diego County records · APN 257-163-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	297 GARDENDALE RD, ENCINITAS, CA 92024-3018
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2010 · Amount on Record
Deed Sale	May 14, 2010 · Amount on Record
Prior Sale	Dec 09, 1994 · Amount on Record
Deed Doc Number	2010242971
Last Transfer Date	Mar 30, 2012
Transfer Doc	0000225612
Record Refreshed	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	297 GARDENDALE RD, ENCINITAS, CA 92024-3018
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132677
Date	Apr 12, 2019
Instrument	2019-0132677

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	May 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$769,440 (+2%) Land $390,335 Building $379,105
2025	$8,767.00 (+7.24%) Homeowner's exemption	$754,354 (+4.04%) Land $382,682 Building $371,672
2023	$8,175.00 (+2.44%) Homeowner's exemption	$725,064 Land $367,823 Building $357,241
2022	$7,980.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.