San Diego County property record for 291 Gardendale Rd, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,831 sqft Living Area |
| Lot Size | 9,900 sqft (0.227 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,355,500 (2021) |
| Tax Bill | $16,162.00 (2025) |
Source: San Diego County records · APN 257-163-11-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 GARDENDALE RD, ENCINITAS, CA 92024-3018 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Apr 04, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 01, 2021 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 29, 2021 | Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2021 · Amount on Record |
| Deed Sale | Nov 01, 2021 · Amount on Record |
| Prior Sale | Sep 29, 2021 · Amount on Record |
| Deed Doc Number | 2021760323 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 12, 2026 |
| Property Address | 291 GARDENDALE RD, ENCINITAS, CA 92024-3018 |
| Document Number | 0000134891 |
| Instrument Date | May 01, 2026 |
| Instrument | 2026134891 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 291 GARDENDALE RD, ENCINITAS, CA 92024-3018 |
| Document Number | 0000134891, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026134891 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 291 GARDENDALE RD, ENCINITAS, CA 92024-3018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 291 GARDENDALE RD, ENCINITAS, CA 92024-3018 |
| Document Number | 0000083862 |
|---|---|
| Date | Apr 04, 2024 |
| Instrument | 2024-0083862 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 22, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 01, 2021 |
| Property Address | 291 GARDENDALE RD, ENCINITAS, CA 92024-3018 |
| Document Number | 0000760323 |
| Map Reference | MAP 7242 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2021-0760323 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 291 GARDENDALE RD, ENCINITAS, CA 92024-3018 |
| Document Number | 0000760324 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021-0760324 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 29, 2021 |
| Property Address | 291 GARDENDALE RD, ENCINITAS, CA 92024-3018 |
| Document Number | 0000681930 |
| Map Reference | MAP 7242 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021-0681930 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6590 HIGH COUNTRY PL, MOORPARK, CA 93021-1163 |
| Investor | Possibly a Property Investor |
| Document Number | 0000681931 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-0681931 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,467,067 (+2%) Land $1,342,214 Building $124,853 | |
| 2025 | $16,162.00 (+3.96%) | $1,438,302 (+4.04%) Land $1,315,897 Building $122,405 |
| 2024 | $15,547.00 (+2.65%) | |
| 2023 | $15,146.00 (+2.24%) | $1,382,452 Land $1,264,800 Building $117,652 |
| 2022 | $14,814.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 257-163-11-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,831 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Contemporary Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 9,900 sqft (0.227 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 291 GARDENDALE RD |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3018 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 237 TR 007242 |
| Legal Subdivision | VILLAGE PARK NORTH COUNTRY |
| Legal Tract | 007242 |
| Legal Block | 3 |
| Legal Lot Number | 237 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 17108 |
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