Saratoga County and Malta Town property record for 297 E High St, Malta, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,456 sqft · built 1990 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Jul 2022) |
| Tax Bill | $5,242 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2022 Sale & Mortgage + 1 more |
| APN | 414089 217.9-1-3 |
| Primary APN | 414089 217.9-1-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 676 sqft |
| Game Room | Game Room |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Width | 105 ft Width |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 513 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 297 E HIGH ST |
|---|---|
| City | BALLSTON SPA |
| State | NY |
| Zip | 12020-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | SIDE: N LOT 297 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MALTA |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 61904 |
Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 297 E HIGH ST, BALLSTON SPA, NY 12020-3806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jul 14, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTCO BANK |
| Jul 11, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Jul 11, 2018 · Amount on Record |
| Deed Document Number | 202223099 |
| Prior Transfer Date | May 14, 2010 |
| Prior Transfer Doc | 0000015754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | May 15, 2026 |
| Property Address | 297 E HIGH ST, BALLSTON SPA, NY 12020-3806 |
| Document Number | 0000013791 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 202613791 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 297 E HIGH ST, BALLSTON SPA, NY 12020-3806 |
| Document Number | 0000013791, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202613791 |
| Name | TRUSTCO BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Jul 14, 2022 |
| Property Address | 297 E HIGH ST, MALTA, NY 12020-3806 |
| Document Number | 0000023099 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022023099 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 DEER RUN DR, BALLSTON SPA, NY 12020-3047 |
| Document Number | 0000023100 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022023100 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Jul 11, 2018 |
| Property Address | 297 E HIGH ST, MALTA, NY 12020-3806 |
| Document Number | 0000020386 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 2018020386 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 MCLEAN ST, BALLSTON SPA, NY 12020-1833 |
Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,242.00 | $383,000 (+18.21%) Land $60,000 Building $323,000 | $383,000 (+18.21%) Land $60,000 Building $323,000 |
| 2023 | $324,000 Land $60,000 Building $264,000 | $324,000 Land $60,000 Building $264,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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