287 E High St, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 287 E High St, Malta, NY 12020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,300 sqft · built 1989
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Tax Bill$4,954 (2025)
Deeds & MortgagesMay 2019 Mortgage
Jul 2018 Line of Credit
APN414089 217.9-1-1

Property Details

APN / Parcel Number

Primary APN414089 217.9-1-1
Alternative APN
  • 408921700900010010000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,300 sqft Living Area
1st Floor Area624 sqft
2nd Floor Area676 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area19,166 sqft (0.44 acres)
Lot Width115 ft Width
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area366 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address287 E HIGH ST
CityMALTA
StateNY
Zip12020-3806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionSIDE: N LOT 287
Legal Block1
Legal Lot Number1.000
JurisdictionSARATOGA NY
Township / Civil DivisionMALTA
Census Block Group4
Census Block4009
Census Tract61904

Owner

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address287 E HIGH ST, BALLSTON SPA, NY 12020-3806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
BALLSTON SPA NAT'L BK
Jul 9, 2018Deed of Trust, Mortgage · Line of Credit
BALLSTON SPA NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 11, 2003
Transfer Doc0016680770
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address287 E HIGH ST, MALTA, NY 12020-3806
Document Number0000012791
Instrument DateMay 2, 2019
Transaction TypeMortgage
Record UpdatedJun 3, 2019
Title CompanySNEERINGER MONAHAN PROVOST RED

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 E HIGH ST BALLSTON SPA NY 120203806, BALLSTON SPA, NY 12020-3806

Mortgage

Document Number0000012791
DateMay 10, 2019
Instrument12791
Lender
NameBALLSTON SPA NAT'L BK
TypeBank
AddressBALLSTON SPA, NY 12020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 9, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address287 E HIGH ST, MALTA, NY 12020-3806
Document Number0000020840
Instrument DateJul 9, 2018
Transaction TypeMortgage
Record UpdatedAug 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 E HIGH ST BALLSTON SPA NY 120203806, BALLSTON SPA, NY 12020-3806

Mortgage

Document Number0000020840
DateJul 16, 2018
Instrument20840
Lender
NameBALLSTON SPA NAT'L BK
TypeBank
AddressBALLSTON SPA, NY 12020
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 15, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionMalta Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,954.00$362,000 (+16.77%) Land $60,000 Building $302,000$362,000 (+16.77%) Land $60,000 Building $302,000
2023$310,000 Land $60,000 Building $250,000$310,000 Land $60,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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