297 Cherry Tree Sq, Forest Hill, MD 21050 Property Records

Harford County property record for 297 Cherry Tree Sq, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,428 sqft · built 1996
Lot Size	0.047 acres (2,040 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2017)
Tax Bill	$3,127 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-303861`

Property Details

APN / Parcel Number

Primary APN	`03-303861`
Alternative APNs	`3303861` `303861`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,428 sqft Total Area
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,040 sqft (0.047 acres)
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	303861
Street Address	297 CHERRY TREE SQ
City	FOREST HILL
State	MD
Zip	21050-3304
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	AG
Legal Description	LOT 164 2040 SF 297 CHERRY TREE SQUARE SPENCEOLA FRMS S2 P85/79
Legal Lot Number	164
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2015
Census Tract	303203

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	297 CHERRY TREE SQ, FOREST HILL, MD 21050-3304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2017 · Amount on Record
Deed Sale	Oct 11, 2017 · Amount on Record
Prior Sale	Aug 11, 2008 · Amount on Record
Deed Document Number	201712549-0252
Deed Book / Page	12549 / 252
Transfer Doc	0000000222
Record Updated	Oct 29, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 11, 2017
Property Address	297 CHERRY TREE SQ, FOREST HILL, MD 21050-3304
Document Number	0125490252
Book / Page	12549 / 0252
Map Reference	MB85 FO79
Instrument Date	Oct 5, 2017
Instrument	12549-0252
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 CHERRY TREE SQ, FOREST HILL, MD 21050-3304

Mortgage

Document Number	125490258
Date	Oct 11, 2017
Instrument	12549-0258

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,127.00 (+9.64%) Homeowner's exemption	$286,967 (+4.43%)	$311,300 (+13.28%) Land $75,000 Building $236,300
2025	$2,852.00 (+10.29%) Homeowner's exemption	$274,800 (+10.01%) Land $72,000 Building $202,800	$274,800 (-) Land $72,000 Building $202,800
2023		$249,800	$274,800 Land $72,000 Building $202,800
2022	$2,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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