292 Cherry Tree Sq, Forest Hill, MD 21050 Property Records

Harford County property record for 292 Cherry Tree Sq, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,758 sqft · built 1996
Lot Size	0.054 acres (2,360 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Aug 2021)
Tax Bill	$3,755 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-303934`

Property Details

APN / Parcel Number

Primary APN	`03-303934`
Alternative APNs	`3303934` `303934`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,758 sqft Total Area
Basement Area	490 sqft
Finished Basement	490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,360 sqft (0.054 acres)
Garage Type	Basement
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	328 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	303934
Street Address	292 CHERRY TREE SQ
City	FOREST HILL
State	MD
Zip	21050-3305
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	AG
Legal Description	LOT 169 2360 SF 292 CHERRY TREE SQUARE SPENCEOLA FRMS S2 P85/79
Legal Subdivision	PHASE ONE SECTION TWO SPENCEOLA FARMS
Legal Lot Number	169
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2014
Census Tract	303203

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	292 CHERRY TREE SQ, FOREST HILL, MD 21050-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit BALTIMORE COUNTY EMPLOYEES FCU
Nov 23, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 24, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 28, 2018	Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Book / Page	14979 / 250
Transfer Doc	0055680685
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	292 CHERRY TREE SQ, FOREST HILL, MD 21050-3305
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 CHERRY TREE SQ, FOREST HILL, MD 21050-3305

Mortgage

Document Number	0161540243
Date	Jan 23, 2024
Book Page	16154/243

Lender

Name	BALTIMORE COUNTY EMPLOYEES FCU
Type	Credit Union
Address	TOWSON, MD 21204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 31, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	292 CHERRY TREE SQ, FOREST HILL, MD 21050-3305
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	WESTCORE LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142820235
Date	Nov 23, 2020
Book Page	14282/235

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 24, 2021
Property Address	292 CHERRY TREE SQ, FOREST HILL, MD 21050-3305
Document Number	0149790250
Book / Page	14979 / 250
Map Reference	MB CGH NO 85 PG 79
Instrument Date	Aug 11, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	292 CHERRY TREE SQ, FOREST HILL, MD 21050-3305

Mortgage

Document Number	0014979256
Date	Aug 24, 2021
Instrument	14979/256

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 28, 2018
Property Address	292 CHERRY TREE SQ, FOREST HILL, MD 21050-3305
Document Number	0127250410
Book / Page	12725 / 0410
Map Reference	MB CGH85 FO79
Instrument Date	Feb 9, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 CHERRY TREE SQ, FOREST HILL, MD 21050-3305

Mortgage

Document Number	0012725417
Date	Feb 28, 2018
Instrument	12725/417

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,755.00 (+8.37%)	$344,567 (+4.41%)	$373,700 (+13.24%) Land $75,000 Building $298,700
2025	$3,465.00 (+8.21%)	$330,000 (+7.89%) Land $72,000 Building $258,000	$330,000 (-) Land $72,000 Building $258,000
2023		$305,867	$330,000 Land $72,000 Building $258,000
2022	$3,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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