San Diego County property record for 297 Bluff Way, Oceanside, CA 92054 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,154 sqft · built 1982 |
| Lot Size | 0.186 acres (8,116 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,000 (Jan 2004) |
| Tax Bill | $6,948 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-463-34-00 |
| Primary APN | 162-463-34-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 8,116 sqft (0.186 acres) |
| Lot Dimensions | 75 ft deep x 110 ft wide |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 297 BLUFF WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-4710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 158 TR 009359 |
| Legal Subdivision | SEA MESA |
| Legal Tract | 009359 |
| Legal Block | 4 |
| Legal Lot Number | 158 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 18511 |
Source: San Diego County records · APN 162-463-34-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 297 BLUFF WAY, OCEANSIDE, CA 92054-4710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2004 · Amount on Record |
| Deed Sale | Jan 07, 2004 · Amount on Record |
| Prior Sale | Mar 24, 2000 · Amount on Record |
| Deed Document Number | 200411683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 23, 2026 |
| Property Address | 297 BLUFF WAY, OCEANSIDE, CA 92054-4710 |
| Document Number | 0000178569 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026178569 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 303 THARP DR, MORAGA, CA 94556-2526 |
| Document Number | 0000178569, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026178569 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $636,617 (+2%) Land $362,539 Building $274,078 | |
| 2025 | $6,948.00 (+5.22%) Homeowner's exemption | $624,135 (+4.04%) Land $355,431 Building $268,704 |
| 2023 | $6,603.00 (+1.55%) Homeowner's exemption | $599,901 Land $341,630 Building $258,271 |
| 2022 | $6,502.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures