292 Bluff Way, Oceanside, CA 92054 Property Records

San Diego County property record for 292 Bluff Way, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,021 sqft · built 1982
Lot Size0.195 acres (8,491 sqft)
Owner2 Company Names on File
Last Sale$215,000 (Mar 2000)
Tax Bill$3,666 (2025)
Deeds & MortgagesFeb 2026 Transfer
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN162-463-32-00

Property Details

APN / Parcel Number

Primary APN162-463-32-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,021 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area8,491 sqft (0.195 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address292 BLUFF WAY
CityOCEANSIDE
StateCA
Zip92054-4711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 156 TR 009359
Legal SubdivisionSEA MESA
Legal Tract009359
Legal Block4
Legal Lot Number156
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract18511

Owner

Source: San Diego County records · APN 162-463-32-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address292 BLUFF WAY, OCEANSIDE, CA 92054-4711
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2026Intrafamily Transfer, Transfer
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2000 · Amount on Record
Deed SaleMar 03, 2000 · Amount on Record
Prior SaleMar 24, 1989 · Amount on Record
Deed Document Number2000110461
Last Transfer DateJan 24, 2026
Transfer Doc0000034893
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 09, 2026
Property Address292 BLUFF WAY, OCEANSIDE, CA 92054-4711
Document Number0000034893
Map ReferenceMAP 9359
Instrument DateJan 24, 2026
Instrument2026-0034893
Transaction TypeTransfer
Record UpdatedFeb 17, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address292 BLUFF WAY, OCEANSIDE, CA 92054-4711

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address292 BLUFF WAY, OCEANSIDE, CA 92054-4711

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address292 BLUFF WAY, OCEANSIDE, CA 92054-4711
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address292 BLUFF WAY, OCEANSIDE, CA 92054-4711

Mortgage

Document Number0000810060
DateDec 17, 2020
Instrument2020-0810060
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$337,036 (+2%) Land $117,563 Building $219,473
2025$3,666.00 (+5.28%) Homeowner's exemption$330,428 (+4.04%) Land $115,258 Building $215,170
2023$3,482.00 (+1.58%) Homeowner's exemption$317,599 Land $110,784 Building $206,815
2022$3,428.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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