297 Atlas Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 297 Atlas Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,299 sqft · built 2016
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Apr 2022)
Tax Bill	$7,604 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010012-0670`

Property Details

APN / Parcel Number

Primary APN	`010012-0670`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,299 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	1,555 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	128 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	297 ATLAS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	79/11-14 SHEARWATER PHASE 1-2 REPLAT LOT 67 OR5536/240
Legal Range	27E
Legal Township	05S
Legal Section	26
Legal Subdivision	SHEARWATER PHASE 1-2 REPLAT
Legal Phase	1
Legal Block	1
Legal Lot Number	67
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20907

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	297 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Jan 9, 2019	Loan Modification, Mortgage · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Sep 23, 2016 · Amount on Record
Deed Document Number	202238040
Deed Book / Page	5536 / 240
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 12, 2022
Property Address	297 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124
Document Number	0055360240
Book / Page	5536 / 240
Map Reference	MB 79 PG 11-14
Instrument Date	Apr 8, 2022
Instrument	2022038040
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13567 MANDARIN RD, 13567, JACKSONVILLE, FL 32223-1739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124

Mortgage

Document Number	0005536242
Date	Apr 12, 2022
Instrument	5536/242

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	297 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124

Mortgage

Document Number	0050950339
Date	Nov 9, 2020
Book Page	5095/339
Instrument	2020101373

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	297 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124
Document Number	0047251791
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	297 ATLAS DR ST AUGUSTINE FL 320921124, ST AUGUSTINE, FL 32092-1124

Mortgage

Document Number	0047251791
Date	May 16, 2019
Book Page	004725/001791
Instrument	34175

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2044

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	297 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124
Document Number	0046760443
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1111 N POST OAK RD HOUSTON TX 770557310, HOUSTON, TX 77055-7310
Investor	Possibly a Property Investor

Mortgage

Document Number	0046760443
Date	Feb 5, 2019
Book Page	004676/000443
Instrument	7928

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	HOUSTON, TX 77056

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,613 (-2.83%) Land $90,000 Building $295,613	$385,613 (-4.04%) Land $90,000 Building $295,613
2025	$7,604.00 (+7.87%) Homeowner's exemption	$396,859 (+5.99%)	$401,843 (-6.73%) Land $90,000 Building $311,843
2024	$7,049.00 (+2.06%)
2023	$6,907.00 (+19.83%) Homeowner's exemption	$374,441 (+23.26%)	$430,847 (+0.82%) Land $98,500 Building $332,347
2022	$5,764.00 Homeowner's exemption	$303,778	$427,327 Land $89,600 Building $337,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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