265 Atlas Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 265 Atlas Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,213 sqft · built 2017
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$321,700 (Mar 2017)
Tax Bill	$6,269 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010012-0720`

Property Details

APN / Parcel Number

Primary APN	`010012-0720`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,213 sqft Living Area
Gross Area	2,685 sqft
1st Floor Area	1,136 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	265 ATLAS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	79/11-14 SHEARWATER PHASE 1-2 REPLAT LOT 72 OR4340/1944
Legal Range	27E
Legal Township	05S
Legal Section	26
Legal Subdivision	SHEARWATER PHASE 1-2 REPLAT
Legal Phase	1
Legal Block	1
Legal Lot Number	72
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20907

Owner

Source: St. Johns County records · APN 010012-0720

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	265 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Feb 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage WEI MORTGAGE CORPORATION
Dec 09, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 07, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2017 · Amount on Record
Deed Sale	Mar 07, 2017 · Amount on Record
Prior Sale	Jan 01, 2017 · Amount on Record
Deed Document Number	201716193
Deed Book / Page	4340 / 1944
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	265 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124

Mortgage

Document Number	0063330033
Date	Mar 30, 2026
Book Page	6333/33
Instrument	2026026579

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	265 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 ATLAS DR, ST AUGUSTINE, FL 32092-1124

Mortgage

Document Number	0057071629
Date	Feb 10, 2023
Book Page	5707/1629
Instrument	2023010884

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	265 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SANDCASTLE TITLE SERVICES LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044911599
Date	Jan 17, 2018
Book Page	4491/1599
Instrument	2018003766

Lender

Name	WEI MORTGAGE CORPORATION
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	265 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051201157
Date	Dec 09, 2020
Book Page	5120/1157
Instrument	2020112327

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 07, 2017
Property Address	265 ATLAS DR, SAINT AUGUSTINE, FL 32092-1124
Document Number	0043401944
Book / Page	004340 / 001944
Instrument Date	Feb 27, 2017
Instrument	16193
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2018
Title Company	TOWN SQUARE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,251.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	265 ATLAS DR ST AUGUSTINE FL 320921124, ST AUGUSTINE, FL 32092-1124

Mortgage

Document Number	43401950
Date	Mar 07, 2017
Book Page	004340/001950
Instrument	16196

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 06, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,803 (+2.7%)	$376,231 (-4.1%) Land $90,000 Building $286,231
2025	$6,269.00 (+7.33%) Homeowner's exemption	$297,763 (+2.9%)	$392,323 (-5.92%) Land $90,000 Building $302,323
2024	$5,841.00 (+2.12%) Homeowner's exemption	$289,371 (+3%)	$416,990 (-0.77%) Land $98,500 Building $318,490
2023	$5,720.00 (+6.58%) Homeowner's exemption	$280,943 (+3%)	$420,240 (+11.75%) Land $98,500 Building $321,740
2022	$5,367.00 Homeowner's exemption	$272,760	$376,065 Land $89,600 Building $286,465

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 35 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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