San Diego County property record for 2968 Elm Tree Ct, Spring Valley, CA 91978
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 916 sqft · built 1986 |
| Lot Size | 1.48 acres (64,796 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Nov 2013) |
| Tax Bill | $3,572 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 506-110-11-15 |
| Primary APN | 506-110-11-15 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 916 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Lot Area | 64,796 sqft |
| Street Address | 2968 ELM TREE CT |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91978-1965 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RU |
| Legal Description | LOT 1 US 15PER DOC85-287020&373586&UND INT IN TR 011284 |
| Legal Subdivision | RANCHWOOD PARK |
| Legal Tract | 011284 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 13505 |
2968 Elm Tree Ct, a condominium, is owned and occupied by an individual who bought it in November 2013.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2968 ELM TREE CT, SPRING VALLEY, CA 91978-1965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2013 · Amount on File |
| Deed Sale | Nov 27, 2013 · Amount on File |
| Prior Sale | Jun 4, 2009 · Amount on File |
| Deed Document Number | 2013697633 |
| Prior Transfer Date | Nov 14, 2001 |
| Prior Transfer Doc | 0000001808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2968 ELM TREE CT, SPRING VALLEY, CA 91978-1965 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000072289 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 2018-0072289 |
| Name | USE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 2968 Elm Tree Ct was $3,572 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $256,314 (+2%) Land $100,023 Building $156,291 | |
| 2025 | $3,572.00 Homeowner's exemption | $251,289 Land $98,062 Building $153,227 |
| 2023 | $3,391.00 (+2.29%) Homeowner's exemption | $241,533 Land $94,255 Building $147,278 |
| 2022 | $3,315.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2968 Elm Tree Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2968 Elm Tree Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: AT&T, Verizon.
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