2968 Bud Diamond Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 2968 Bud Diamond Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,489 sqft · built 1997
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Jul 2017)
Tax Bill$2,410 (2024)
Deeds & MortgagesSep 2021 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-4N-30-0000-01301-0000

Property Details

APN / Parcel Number

Primary APN12-4N-30-0000-01301-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,489 sqft Heated Area
Gross Area4,383 sqft
1st Floor Area2,993 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick
Foundation TypeMasonry
Roof MaterialShingle
Lot Area217,800 sqft (5 acres)
Garage TypeMixed
Garage Area896 sqft
Parking Spaces6 Parking Spaces
PorchOpen Porch
Porch Area464 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number124N300000013010000
Street Address2968 BUD DIAMOND RD
CityJAY
StateFL
Zip32565-2858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM SE SEC CORN THN S89*51 56 W 2624.37 FT TO E R/W OF BUD DIAMOND RD THN N1*35'12W 669. 30 FT TO POB & CONT 637.31 TO S R/W
Legal Range30W
Legal Township04N
Legal Section12
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3027
Census Tract10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2968 BUD DIAMOND RD, JAY, FL 32565-2858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jul 5, 2017Warranty Deed, Transfer · FHA Mortgage
SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2017 · Amount on Record
Deed SaleJul 5, 2017 · Amount on Record
Prior SaleJul 13, 2005 · Amount on Record
Deed Document Number201727027
Deed Book / Page3639 / 0480
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2968 BUD DIAMOND RD, JAY, FL 32565-2858
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 BUD DIAMOND RD, JAY, FL 32565-2858

Mortgage

Document Number0041751356
DateSep 9, 2021
Book Page4175/1356
Instrument202160424
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2036

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 5, 2017
Property Address2968 BUD DIAMOND RD, JAY, FL 32565-2858
Document Number0036390480
Book / Page3639 / 0480
Instrument DateJun 23, 2017
Instrument201727027
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIRST INTL TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6808 CHICAGO AVE, 6808, PENSACOLA, FL 32526-7917

Transferred To (Grantee/Buyer)

NameVerified Name
Address2968 BUD DIAMOND RD, JAY, FL 32565-2858

Mortgage

Document Number0201727028
DateJul 5, 2017
Instrument201727028
Lender
NameSYNOVUS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,410.00 (+1.82%) Homeowner's exemption$235,542 (+3%)$334,995 (+1.61%) Land $64,000 Building $270,995
2023$2,367.00 (+2.33%) Homeowner's exemption$228,682 (+3%)$329,693 (+0.09%) Land $64,000 Building $265,693
2022$2,313.00 Homeowner's exemption$222,021$329,389 Land $64,000 Building $265,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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