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2928 Bud Diamond Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 2928 Bud Diamond Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,195 sqft · built 2017
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$15,000 (Jul 2016)
Tax Bill$1,078 (2024)
Deeds & MortgagesApr 2021 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12-4N-30-0000-01317-0000

Property Details

APN / Parcel Number

Primary APN12-4N-30-0000-01317-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,195 sqft Heated Area
Gross Area1,780 sqft
1st Floor Area1,195 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area87,120 sqft (2 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area185 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number124N300000013170000
Street Address2928 BUD DIAMOND RD
CityJAY
StateFL
Zip32565-2858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM SE COR TH S 89*51 56 W 23 07.33 FT TH N 405.61 FT TO POB TH CONT 263.48 FT TH S 89*51'5 6 W 334 FT TO E R/W LI OF BUD
Legal Range30W
Legal Township04N
Legal Section12
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3027
Census Tract10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2928 BUD DIAMOND RD, JAY, FL 32565-2858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Jun 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2016 · Amount on Record
Deed SaleJul 18, 2016 · Amount on Record
Deed Document Number201627695
Deed Book / Page3538 / 1906
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2928 BUD DIAMOND RD, JAY, FL 32565-2858
Transaction TypeMortgage
Record UpdatedJun 2, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041060283
DateApr 20, 2021
Book Page4106/283
Instrument202125946
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2928 BUD DIAMOND RD, JAY, FL 32565-2858
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036351375
DateJun 22, 2017
Book Page3635/1375
Instrument201725358
Lender
NameTHE FIRST A NATIONAL BANKING ASSN
TypeBank
AddressHATTIESBURG, MS 39402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,078.00 (+2.47%) Homeowner's exemption$123,317 (+3%)$197,759 (+0.64%) Land $32,000 Building $165,759
2023$1,052.00 (+2.94%) Homeowner's exemption$119,725 (+3%)$196,494 (+4.68%) Land $32,000 Building $164,494
2022$1,022.00 Homeowner's exemption$116,238$187,702 Land $32,000 Building $155,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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