2966 Rancho Vista Dr, Lucerne, CA 95458 Property Records

Lake County property record for 2966 Rancho Vista Dr, Lucerne, CA 95458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1980
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-351-380-000`

Property Details

APN / Parcel Number

Primary APN	`006-351-380-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1980
Construction Type	Wood
Lot Area	10,454 sqft (0.239 acres)

Location & Zoning

Street Address	2966 RANCHO VISTA DR
City	LUCERNE
State	CA
Zip	95458-8601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LUCERNE RIVIERA
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	2
Census Block	2037
Census Tract	501

Owner

Source: Lake County records · APN 006-351-380-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2966 RANCHO VISTA DR, LUCERNE, CA 95458-8601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	2966 RANCHO VISTA DR, LUCERNE, CA 95458-8601
Document Number	0000012085
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 08, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2966 RANCHO VISTA DR LUCERNE CA 954588601, LUCERNE, CA 95458-8601

Mortgage

Document Number	0000012085
Date	Sep 24, 2020
Instrument	12085

Lender

Name	WESTERN EXPRESS LNDG
Address	LAKE FOREST, CA 92630

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2035

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,208.00 (+4.45%)	$195,318 (+4.04%) Land $59,186 Building $136,132
2023	$2,114.00 (+0.91%)	$187,736 Land $56,889 Building $130,847
2022	$2,095.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 9, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	38 (1983–2017)
Claims Outside the SFHA	3 of 38
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims Severe Winter Storms And Flooding, Feb 1998 · 9 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Wildfire

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
101Netlink Fixed Wireless	100 / 20

May also be available: DigitalPath.

Based on FCC filings for 100 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people
Water Source	Surface water
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.