2950 Rancho Vista Dr, Lucerne, CA 95458 Property Records

Lake County property record for 2950 Rancho Vista Dr, Lucerne, CA 95458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,174 sqft · built 1984
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-351-350-000`

Property Details

APN / Parcel Number

Primary APN	`006-351-350-000`
Alternative APN	`006-351-35`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
1st Floor Area	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Concrete
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	006-351-35
Street Address	2950 RANCHO VISTA DR
City	LUCERNE
State	CA
Zip	95458-8601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LUCERNE RIVIERA
Legal Block	2
Legal Lot Number	85
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	2
Census Block	2037
Census Tract	501

Owner

Source: Lake County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2950 RANCHO VISTA DR, LUCERNE, CA 95458-8601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 9, 2022
Transfer Doc	0000005276
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Apr 15, 2022
Property Address	2950 RANCHO VISTA DR, LUCERNE, CA 95458-8601
Document Number	0000005276
Map Reference	MB 7 PG 46-49
Instrument Date	Mar 9, 2022
Instrument	2022005276
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	NOT AVAILABLE, FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2950 RANCHO VISTA DR, LUCERNE, CA 95458-8601

Mortgage

Document Number	0000005277
Date	Apr 15, 2022
Instrument	2022005277

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.92%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.92%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,595.00 (+4.59%) Homeowner's exemption	$146,142 (+4.04%) Land $30,126 Building $116,016
2023	$1,525.00 (+0.99%) Homeowner's exemption	$140,469 Land $28,957 Building $111,512
2022	$1,510.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	38 (1983–2017)
Claims Outside the SFHA	3 of 38
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims Severe Winter Storms And Flooding, Feb 1998 · 9 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people · EPA ID CA1710005
Water Source	Surface water
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
101Netlink Fixed Wireless	100 / 20

May also be available: DigitalPath.

Cell Coverage

5G and 4G LTE (outdoors only)

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