2965 Watermount St, Riverside, CA 92501 Property Records

Riverside County property record for 2965 Watermount St, Riverside, CA 92501

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,855 sqft · built 2003
Lot Size	0.079 acres (3,484 sqft)
Owner	Individual Name on Record
Last Sale	$559,000 (Jul 2022)
Tax Bill	$7,148 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`209-260-009`

Property Details

APN / Parcel Number

Primary APN	`209-260-009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,855 sqft Living Area
Gross Area	2,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Construction Type	Wood
Roof Material	Tile
Lot Area	3,484 sqft (0.079 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	209260009
Street Address	2965 WATERMOUNT ST
City	RIVERSIDE
State	CA
Zip	92501-2564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.08 ACRES M/L IN LOT 9 MB 326/001 TR 29501
Legal Tract	29501
Legal Lot Number	9
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2018
Census Tract	30103

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2965 WATERMOUNT ST, RIVERSIDE, CA 92501-2564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Grant Deed, Transfer · FHA Mortgage HOMEOWNERS FIRST MORTGAGE LLC
Oct 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Oct 12, 2021
Deed Document Number	2022-0333615
Record Updated	Jun 8, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 27, 2022
Property Address	2965 WATERMOUNT ST, RIVERSIDE, CA 92501-2564
Document Number	0000333615
Map Reference	MB 326 PG 1-4
Instrument Date	Jun 30, 2022
Instrument	2022-0333615
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,229.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2965 WATERMOUNT ST, RIVERSIDE, CA 92501-2564

Mortgage

Document Number	0000333616
Date	Jul 27, 2022
Instrument	2022-0333616

Lender

Name	HOMEOWNERS FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 12, 2021
Property Address	2965 WATERMOUNT ST, RIVERSIDE, CA 92501-2564
Document Number	0000603932
Map Reference	MB 326 PG 1-4
Instrument Date	Sep 23, 2021
Instrument	2021-0603932
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 WATERMOUNT ST, RIVERSIDE, CA 92501-2564

Mortgage

Document Number	0000603933
Date	Oct 12, 2021
Instrument	2021-0603933

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,148.00 (+3.5%) Homeowner's exemption	$581,583 (+4.04%) Land $72,828 Building $508,755
2023	$6,906.00 (+35.33%) Homeowner's exemption	$559,000 Land $70,000 Building $489,000
2022	$5,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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