2965 Ruby Ct, Bandon, OR 97411 Property Records

Coos County property record for 2965 Ruby Ct, Bandon, OR 97411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,491 sqft · built 2015
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Apr 2023)
Tax Bill	$2,798 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28 S 15 W 36 CD 504`

Property Details

APN / Parcel Number

Primary APN	`28 S 15 W 36 CD 504`
Alternative APNs	`28S15W36CD0050400` `07763500` `7763500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
1st Floor Area	1,491 sqft
Utility Room	Utility Room
Flooring	Carpet

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	7763500
Street Address	2965 RUBY CT
City	BANDON
State	OR
Zip	97411-8864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD-1
Legal Range	15W
Legal Township	28S
Legal Section	36
Legal Subdivision	BRETTVIEW ESTATES
Legal Lot Number	504
Jurisdiction	COOS OR
Township / Civil Division	BANDON
Census Block Group	1
Census Block	1042
Census Tract	1001

Owner

Source: Coos County records · APN 28 S 15 W 36 CD 504

Assessment roll updated November 12, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2965 RUBY CT, BANDON, OR 97411-8864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Nov 07, 2016
Deed Document Number	20232211
Prior Transfer Date	Jul 15, 2015
Prior Transfer Doc	201506348
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOS OR
Recording Date	Apr 13, 2023
Property Address	2965 RUBY CT, BANDON, OR 97411-8864
Document Number	0202302211
Instrument Date	Apr 10, 2023
Instrument	2023-02211
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	TICOR TITLE/FL, TICOR TITLE COQUILLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 RUBY CT, BANDON, OR 97411-8864

Mortgage

Document Number	0202302212
Date	Apr 13, 2023
Instrument	2023-02212

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Coos County records · Assessment roll updated November 12, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	Bandon City
Unified School District	Bandon School District 54 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,798.00 (+1.08%)	$254,000 (+3%)	$494,020 (-7.79%) Land $199,290 Building $294,730
2024	$2,768.00 (+2.71%)	$246,610 (+3%)	$535,770 (-9.61%) Land $281,210 Building $254,560
2023	$2,695.00 (-0.41%)	$239,430 (+3%)	$592,750 (+25.26%) Land $253,340 Building $339,410
2022	$2,706.00	$232,460	$473,200 Land $199,480 Building $273,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coos County (41011C), as of December 6, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410110010011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Douglas Electric Cooperative Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 232 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OR4100074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BANDON serves 3,000 people
Water Source	Surface water
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.