Coos County property record for 2927 Ruby Ct, Bandon, OR 97411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,412 sqft · built 2004 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (May 2026) |
| Tax Bill | $4,839 (2025) |
| Deeds & Mortgages | Sep 2005 Line of Credit May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28 S 15 W 36 CD 508 |
| Primary APN | 28 S 15 W 36 CD 508 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,412 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 1,860 sqft |
| Bonus Room | Bonus Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Porch | Slab |
| Heating System | Heat Pump |
|---|
| Account Number | 7763900 |
|---|---|
| Street Address | 2927 RUBY CT |
| City | BANDON |
| State | OR |
| Zip | 97411-8864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CD-1 |
| Legal Range | 15W |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | BRETTVIEW ESTATES SUBDIVISION |
| Legal Lot Number | 508 |
| Jurisdiction | COOS OR |
| Township / Civil Division | BANDON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 1001 |
Source: Coos County records · APN 28 S 15 W 36 CD 508
Assessment roll updated November 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2927 RUBY CT, BANDON, OR 97411-8864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 07, 2005 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Oct 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage ALLY BANK |
| Oct 15, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 13, 2018 | Intrafamily Transfer, Transfer ROGUE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Oct 15, 2020 · Amount on Record |
| Deed Document Number | 20263212 |
| Prior Transfer Date | Nov 02, 2021 |
| Prior Transfer Doc | 0000012661 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOS OR |
| Property Address | 2927 RUBY CT, BANDON, OR 97411-8864 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0200513563 |
|---|---|
| Date | Sep 07, 2005 |
| Instrument | 2005-13563 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 02, 2030 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOS OR |
| Recording Date | May 11, 2026 |
| Property Address | 2927 RUBY CT, BANDON, OR 97411-8864 |
| Document Number | 0000003212 |
| Instrument Date | May 07, 2026 |
| Instrument | 2026.3212 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2927 RUBY CT, BANDON, OR 97411-8864 |
| Document Number | 0000003213, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026.3213 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOS OR |
| Recording Date | Oct 11, 2022 |
| Property Address | 2927 RUBY CT, BANDON, OR 97411-8864 |
| Document Number | 0202209157 |
| Instrument Date | Oct 05, 2022 |
| Instrument | 2022-09157 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | AMERITITLE WEISER, AMERITITLE ROSEBURG |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2927 RUBY CT, BANDON, OR 97411-8864 |
| Document Number | 0202209158 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 2022-09158 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOS OR |
| Recording Date | Oct 15, 2020 |
| Property Address | 2927 RUBY CT, BANDON, OR 97411-8864 |
| Document Number | 202010298 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2020-10298 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2021 |
| Title Company | TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2927 RUBY CT, BANDON, OR 97411-8864 |
| Document Number | 202010299 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020-10299 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOS OR |
| Recording Date | Jun 13, 2018 |
| Property Address | 2927 RUBY CT, BANDON, OR 97411-8864 |
| Document Number | 201805514 |
| Instrument Date | Jun 08, 2018 |
| Instrument | 2018-05514 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2021 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2927 RUBY, ROSEBURG, OR 97471 |
| Document Number | 201805515 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 2018-05515 |
| Name | ROGUE FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 28, 2028 |
Source: Coos County records · Assessment roll updated November 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Coos County |
| Municipality | Bandon City |
| Unified School District | Bandon School District 54 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,839.00 (+1.09%) | $439,250 (+3%) | $614,750 (-11.18%) Land $199,290 Building $415,460 |
| 2024 | $4,787.00 (+2.68%) | $426,460 (+3%) | $692,100 (-16.73%) Land $211,830 Building $480,270 |
| 2023 | $4,662.00 (-0.38%) | $414,040 (+3%) | $831,200 (+24.68%) Land $190,840 Building $640,360 |
| 2022 | $4,680.00 | $401,990 | $666,690 Land $150,270 Building $516,420 |
Source: FEMA National Flood Hazard Layer, Coos County (41011C), as of December 6, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410110010011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Douglas Electric Cooperative Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 232 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OR4100074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BANDON serves 3,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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