2965 Ridgeway Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2965 Ridgeway Ave, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,710 sqft · built 1961
Lot Size0.486 acres (21,175 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Jul 2016)
Tax Bill$3,568 (2024)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-27-131-032

Property Details

APN / Parcel Number

Primary APN10-27-131-032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,710 sqft Living Area
1st Floor Area1,470 sqft
Basement Area1,470 sqft
Finished Basement1,000 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area21,175 sqft (0.486 acres)
Lot Dimensions175 ft deep x 121 ft wide
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space
Deck Area612 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2965 RIDGEWAY AVE
CityDUBUQUE
StateIA
Zip52001-5472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 258, 259 & 2-233 ALL IN LENOX ADD
Legal SubdivisionIRVING
Legal Lot Number2-233 259
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3016
Census Tract1201

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2965 RIDGEWAY AVE, DUBUQUE, IA 52001-5472
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2016 · Amount on Record
Deed SaleJul 20, 2016 · Amount on Record
Deed Document Number2016-00009130
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address2965 RIDGEWAY AVE, DUBUQUE, IA 52001-5472
Transaction TypeMortgage
Record UpdatedOct 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017706
DateOct 25, 2021
Instrument2021-00017706
Lender
NameDUBUQUE BANK & TRUST CO
TypeBank
AddressDUBUQUE, IA 52001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$278,900 (+7.93%) Land $47,400 Building $231,500$278,900 (+7.93%) Land $47,400 Building $231,500
2024$3,568.00 (+5.25%)
2023$258,400 (+25.74%) Land $45,000 Building $213,400$258,400 (+25.74%) Land $45,000 Building $213,400
2022$3,390.00 Homeowner's exemption$205,510 Land $42,630 Building $162,880
2021$205,510 Land $42,630 Building $162,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink, Verizon.

Nearby Properties on Ridgeway Ave

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