DeSoto County property record for 2965 Ridge Cv, Hernando, MS 38632 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1995 |
| Square Footage | 2,369 sqft Adjusted Area |
| Lot Size | 66,647 sqft (1.53 acres) |
| Garage | 400 sqft |
| Pool | 648 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $692.00 (2025) |
| Primary APN | 3-07-5-16-03-0-00007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,369 sqft Adjusted Area |
| 1st Floor | 1,962 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 66,647 sqft (1.53 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Pool Area | 648 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 500 sqft Shed |
| Patio Area | 88 sqft Patio |
| Street Address | 2965 RIDGE CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7160 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PECAN RIDGE SEC B LOT 7 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 16 |
| Legal Subdivision | PECAN RIDGE SEC B |
| Legal Lot Number | 7 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-5-16-03-0-00007-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2965 RIDGE CV, HERNANDO, MS 38632-7160 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jul 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2965 RIDGE CV, HERNANDO, MS 38632-7160 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2965 RIDGE CV, HERNANDO, MS 38632-7160 |
| Document Number | 5660/95346 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 5660/95346 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 972 Months |
| Due | Oct 21, 2104 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 01, 2023 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2965 RIDGE CV, HERNANDO, MS 38632-7160 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004347/126 |
|---|---|
| Date | May 05, 2017 |
| Book Page | 4347/126 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2965 RIDGE CV, HERNANDO, MS 38632-7160 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 004758/361 |
|---|---|
| Date | Jul 09, 2019 |
| Book Page | 4758/361 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | May 01, 2034 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $692.00 (-17.52%) | $15,901 (-) Land $2,500 Building $13,401 | $159,012 (-) Land $25,000 Building $134,012 |
| 2023 | $839.00 | $15,901 | $159,012 Land $25,000 Building $134,012 |
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