2870 Ridge Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 2870 Ridge Cv, Hernando, MS 38632 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1995
Square Footage	2,881 sqft Adjusted Area
Lot Size	108,900 sqft (2.5 acres)
Occupancy	Owner Occupied
Last Sale	$251,300 (2019)
Tax Bill	$1,731.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-5-16-03-0-00018-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,881 sqft Adjusted Area
1st Floor	2,187 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Street Address	2870 RIDGE CV
City	HERNANDO
State	MS
Zip	38632-7157
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PECAN RIDGE SEC B LOT 18
Legal Range	007
Legal Township	03S
Legal Section	16
Legal Subdivision	PECAN RIDGE SEC B
Legal Lot Number	18
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	2
Census Block	2028
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-5-16-03-0-00018-00

Assessment roll updated December 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2870 RIDGE CV, HERNANDO, MS 38632-7157
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 24, 2020	Deed of Trust, Mortgage · Veterans Administration Mortgage GUARANTY BANK & TRUST CO
Jan 04, 2019	Warranty Deed, Transfer · Veterans Administration Mortgage GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2019 · Amount on Record
Deed Sale	Jan 04, 2019 · Amount on Record
Deed Book / Page	877 / 16
Prior Transfer Date	Feb 03, 2009
Prior Transfer Doc	000602/236
Record Refreshed	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2870 RIDGE CV, HERNANDO, MS 38632-7157
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 RIDGE CV, HERNANDO, MS 38632-7157

Mortgage

Document Number	5660/76980
Date	Aug 22, 2023
Book Page	5660/76980

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2870 RIDGE CV, HERNANDO, MS 38632-7157
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	REALTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004874/400
Date	Jan 24, 2020
Book Page	4874/400

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 04, 2019
Property Address	2870 RIDGE CV, HERNANDO, MS 38632-7157
Document Number	000877/016
Book / Page	0877 / 016
Map Reference	MB 37 PG 1&2
Instrument Date	Dec 27, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6733 QUINCE RD, 6733, MEMPHIS, TN 38119-8602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 RIDGE CV, HERNANDO, MS 38632-7157

Mortgage

Document Number	0004661569
Date	Jan 04, 2019
Instrument	4661/569

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00 (+14.33%)	$24,626 (+35.68%) Land $3,550 Building $21,076	$246,261 (+35.68%) Land $35,500 Building $210,761
2023	$1,514.00	$18,150	$181,502 Land $35,500 Building $146,002

2870 Ridge Cv, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on Ridge Cv

Nearby Streets

Search Property Records by Address or Parcel Number