29641 Cottonwood Rd, Gustine, CA 95322 Property Records

Merced County property record for 29641 Cottonwood Rd, Gustine, CA 95322

Property Summary

Property TypeOrchard (Fruit, Nut)
Details2 bd · 1 ba · 1,899 sqft · built 1951
Lot Size4.4 acres (191,664 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (Jan 1997)
Tax Bill$2,966 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2023 Construction Loan
+ 1 more
Flood ZoneZone D (undetermined)
APN070-020-047-000

Property Details

APN / Parcel Number

Primary APN070-020-047-000
Alternative APN
  • 070-020-047

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,899 sqft Gross Area
1st Floor Area1,339 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1959
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area191,664 sqft
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area416 sqft
Patio Area640 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceWell

Location & Zoning

Old Parcel Number070-020-047
Street Address29641 COTTONWOOD RD
CityGUSTINE
StateCA
Zip95322-9540
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Orchard (Fruit, Nut)
Local Zoning CodeA1
Legal DescriptionPOR NW1/4 OF NE1/4 OF NW1/4 6/9/9
JurisdictionMERCED CA
Township / Civil DivisionGUSTINE
Census Block Group1
Census Block1082
Census Tract2002

Owner

Source: Merced County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address29641 COTTONWOOD RD, GUSTINE, CA 95322-9540
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
FLEXPOINT FUNDING
Nov 1, 2023Deed of Trust, Mortgage · Construction Mortgage
VAL CHRIS INVESTMENTS INC
Jan 4, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 1997 · Amount on Record
Deed SaleJan 10, 1997 · Amount on Record
Deed Document Number19971376
Deed Book / Page3551 / 810
Last Transfer DateJan 4, 2018
Transfer Doc0000000225
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Recording DateJul 29, 2026
Property Address29641 COTTONWOOD RD, GUSTINE, CA 95322-9540
Document Number0000020372
Instrument DateJul 23, 2026
Instrument202620372
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address29641 COTTONWOOD RD, GUSTINE, CA 95322-9540

Mortgage

Document Number0000020372,
DateJul 29, 2026
Instrument202620372
Lender
NameFLEXPOINT FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address29641 COTTONWOOD RD, GUSTINE, CA 95322-9540
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address29641 COTTONWOOD RD, GUSTINE, CA 95322-9540

Mortgage

Document Number0000026086
DateNov 1, 2023
Instrument2023026086
Lender
NameVAL CHRIS INVESTMENTS INC
TypeNon-Lending Institution
AddressIRVINE, CA 92614
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateJan 4, 2018
Property Address29641 COTTONWOOD RD, GUSTINE, CA 95322-9540
Document Number0000000225
Instrument DateJan 4, 2018
Instrument225
Transaction TypeTransfer
Record UpdatedJan 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address29641 COTTONWOOD RD GUSTINE CA 953229540, GUSTINE, CA 95322-9540

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Unified School DistrictGustine Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$290,686 (+2%) Land $116,272 Building $174,414
2025$2,966.00 (+4.29%) Homeowner's exemption$284,988 (+4.04%) Land $113,993 Building $170,995
2023$2,844.00 (+1.83%) Homeowner's exemption$273,923 Land $109,567 Building $164,356
2022$2,793.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
1,000 / 1,000
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3

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