Merced County property record for 28283 Cottonwood Rd, Gustine, CA 95322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,328 sqft · built 1936 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $400 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 070-020-021-000 |
| Primary APN | 070-020-021-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| Porch | Porch |
| Porch Area | 387 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 070-020-021 |
|---|---|
| Street Address | 28283 COTTONWOOD RD |
| City | GUSTINE |
| State | CA |
| Zip | 95322-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | POR NW 1/4 OF NE1/4 SEC 5/9/9 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | GUSTINE |
| Census Block Group | 1 |
| Census Block | 1100 |
| Census Tract | 2001 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28283 COTTONWOOD RD, GUSTINE, CA 95322-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2003 |
| Transfer Doc | 0000083110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 28283 COTTONWOOD RD, GUSTINE, CA 95322-9711 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 28283 COTTONWOOD RD, GUSTINE, CA 95322-9711 |
| Document Number | 0000047972 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021047972 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 28283 COTTONWOOD RD, GUSTINE, CA 95322-9711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 28283 COTTONWOOD RD, GUSTINE, CA 95322-9711 |
| Document Number | 0000004348 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021004348 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Unified School District | Gustine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $33,503 (+2%) Land $7,515 Building $25,988 | |
| 2025 | $400.00 (+3.63%) | $32,847 (+4.03%) Land $7,368 Building $25,479 |
| 2023 | $386.00 (+2.12%) | $31,574 Land $7,083 Building $24,491 |
| 2022 | $378.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| unWired Broadband Fixed Wireless | 1,000 / 1,000 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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