2964 Regency Ave, The Villages, FL 32163 Property Records

Sumter County property record for 2964 Regency Ave, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	1,965 sqft · built 2013
Lot Size	0.13 acres (5,688 sqft)
Owner	2 Trust Names on File
Last Sale	$370,000 (Mar 2021)
Tax Bill	$4,575 (2024)
Deeds & Mortgages	Mar 2024 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G02M054`

Property Details

APN / Parcel Number

Primary APN	`G02M054`
Alternative APN	`1044188`

Interior

Building Area	1,965 sqft Heated Area

Exterior

Year Built	Built 2013
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	5,688 sqft (0.13 acres)
Garage Area	314 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	274 sqft

Location & Zoning

Account Number	1044188
Street Address	2964 REGENCY AVE
City	THE VILLAGES
State	FL
Zip	32163-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 THE VILLAGES OF SUMTER UNIT NO 210 PB 13 PGS 19-19H
Legal Range	23E
Legal Township	19S
Legal Section	02
Legal Subdivision	VILLAGES/SUMTER
Legal Lot Number	54
Legal Unit	210
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1002
Census Tract	911401

Owner

2964 Regency Ave is owner-occupied and held in a trust since March 2024.

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	2964 REGENCY AVE, THE VILLAGES, FL 32163-2548
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC
Apr 7, 2017	Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 9, 2021 · Amount on File
Deed Sale	Mar 9, 2021 · Amount on File
Prior Sale	Mar 9, 2021 · Amount on File
Deed Document Number	0039430073
Deed Book / Page	3943 / 73
Last Transfer Date	Mar 7, 2024
Transfer Doc	0046100057
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Mar 7, 2024
Property Address	2964 REGENCY AVE, THE VILLAGES, FL 32163-2548
Document Number	0046100057
Book / Page	4610 / 57
Map Reference	MB 13 PG 19&19A-19H
Instrument Date	Dec 5, 2023
Instrument	202460008559
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2964 REGENCY AVE, THE VILLAGES, FL 32163-2548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2964 REGENCY AVE, THE VILLAGES, FL 32163-2548

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Mar 9, 2021
Property Address	2964 REGENCY AVE, THE VILLAGES, FL 32163-2548
Document Number	0039430073
Book / Page	3943 / 73
Map Reference	MB 13 PG 19&19A-19H
Instrument Date	Feb 9, 2021
Instrument	202160012386
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	990 MAYNARD PATH, 990, THE VILLAGES, FL 32163-5636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 SANDY BAY CV, NEWPORT NEWS, VA 23602-9120

Mortgage

Document Number	0000394374
Date	Mar 9, 2021
Instrument	3943/74

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Apr 7, 2017
Property Address	2964 REGENCY AVE, THE VILLAGES, FL 32163-2548
Document Number	0032390778
Book / Page	003239 / 000778
Instrument Date	Mar 30, 2017
Instrument	60011627
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Tax	$2,135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2964 REGENCY AVE THE VILLAGES FL 321632548, THE VILLAGES, FL 32163-2548

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$407,690 Land $34,130 Building $373,560	$407,690 Land $34,130 Building $373,560
2024	$4,575.00 (+1.13%)
2023	$4,524.00 (+2.31%) Additional exemption filed	$412,940 (+3%)	$418,050 (+4.27%) Land $22,750 Building $395,300
2022	$4,422.00 Homeowner's exemption	$400,920 Land $22,700 Building $378,220	$400,920 Land $22,700 Building $378,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2964 Regency Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2964 Regency Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779
Water Source	Purchased groundwater from CITY OF LAKELAND
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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