2954 Southern Pines Loop, Clermont, FL 34711 Property Records

Lake County property record for 2954 Southern Pines Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,383 sqft · built 2006
Lot Size	0.215 acres (9,395 sqft)
Owner	Trust Name on File
Last Sale	$275,000 (Jan 2008)
Tax Bill	$3,079 (2024)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-22-26-1900-000-03800`

Property Details

APN / Parcel Number

Primary APN	`33-22-26-1900-000-03800`
Alternative APN	`3839308`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,383 sqft Living Area
1st Floor Area	2,383 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,395 sqft (0.215 acres)
Garage Type	Finished
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3839308
Street Address	2954 SOUTHERN PINES LOOP
City	CLERMONT
State	FL
Zip	34711-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN PINES PB 55 PG 29-30 LOT 38 ORB 3563 PG 797
Legal Range	26E
Legal Township	22S
Legal Section	33
Legal Subdivision	SOUTH
Legal Tract	A,B
Legal Lot Number	38
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2089
Census Tract	31315

Owner

2954 Southern Pines Loop is owner-occupied and held in a trust since January 2008.

Source: Lake County records, as of December 15, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	2954 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2008 · Amount on File
Deed Sale	Jan 4, 2008 · Amount on File
Deed Document Number	2008001352
Deed Book / Page	3563 / 0797
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2954 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051401541
Date	Jul 17, 2018
Book Page	5140/1541
Instrument	2018082775

Lender

Name	PNC BANK NA
Type	Bank
Address	CLERMONT, FL 34711

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	444 Months
Due	Jul 3, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,920 Land $100,000 Building $127,920	$416,838 Land $100,000 Building $316,838
2024	$3,079.00 (+2.12%)
2023	$3,015.00 (+3.29%) Homeowner's exemption	$215,050 (+3%)	$337,992 (-) Land $60,000 Building $277,992
2022	$2,919.00 Homeowner's exemption	$208,790	$337,992 Land $60,000 Building $277,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2954 Southern Pines Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2954 Southern Pines Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Southern Pines Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures