2961 Speeks Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 2961 Speeks Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1986
Lot Size	0.497 acres (21,649 sqft)
Owner	Individual Name on File
Tax Bill	$2,338 (2026)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`04906110F00F069`

Property Details

APN / Parcel Number

Primary APN	`04906110F00F069`
Alternative APNs	`745-68-75-43-900-000` `179803001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Finished Area
Utility Area	144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,649 sqft (0.497 acres)

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Deck Area	Deck Area
Patio Area	192 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	179803001
Street Address	2961 SPEEKS DR
City	MIDLOTHIAN
State	VA
Zip	23112-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	WILLIAM GWYN EST L69 BK F SE F
Legal Subdivision	WILLIAM GWYN ESTATES
Legal Block	F
Legal Lot Number	69
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	3
Census Block	3001
Census Tract	100919

Owner

Source: Chesterfield County records · APN 04906110F00F069

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2961 SPEEKS DR, MIDLOTHIAN, VA 23112-3327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2001
Deed Sale	Jun 01, 2001
Deed Book / Page	4109 / 745
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	2961 SPEEKS DR, MIDLOTHIAN, VA 23112-3327
Document Number	11801546
Book / Page	011801 / 000546
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11801546
Date	Oct 31, 2017
Book Page	011801/000546
Instrument	43819

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,338.00 (+15.86%)	$259,900 (+4.71%) Land $57,000 Building $202,900	$259,900 (+4.71%) Land $57,000 Building $202,900
2025		$248,200 (+13.28%) Land $55,000 Building $193,200	$248,200 (+13.28%) Land $55,000 Building $193,200
2023	$2,018.00	$219,100 Land $50,000 Building $169,100	$219,100 Land $50,000 Building $169,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 162 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.