Chesterfield County property record for 2960 Speeks Dr, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 1991 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $146,000 (Aug 2015) |
| Tax Bill | $2,623 (2026) |
| Deeds & Mortgages | May 2023 Refinance Oct 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04906110F00F053 |
| Primary APN | 04906110F00F053 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,324 sqft (0.237 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 170 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 374973001 |
|---|---|
| Street Address | 2960 SPEEKS DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | WILLIAM GWYN EST L53 BK F SE F |
| Legal Subdivision | WILLIAM GWYN ESTATES |
| Legal Block | F |
| Legal Lot Number | 53 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 100919 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2960 SPEEKS DR, MIDLOTHIAN, VA 23112-3326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance HENRICO FEDERAL CREDIT UNION |
| Oct 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2015 · Amount on Record |
| Deed Sale | Aug 7, 2015 · Amount on Record |
| Prior Sale | Apr 29, 1996 · Amount on Record |
| Deed Book / Page | 1095 / 30599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 2960 SPEEKS DR, MIDLOTHIAN, VA 23112-3326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 014275-747 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 14275/747 |
| Instrument | 2023014760 |
| Name | HENRICO FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 30, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 2960 SPEEKS DR, MIDLOTHIAN, VA 23112-3326 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 013670-140 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 13670/140 |
| Instrument | 2021064855 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Sep 1, 2045 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,623.00 (+16.37%) | $292,000 (+5.11%) Land $57,000 Building $235,000 | $292,000 (+5.11%) Land $57,000 Building $235,000 |
| 2025 | $277,800 (+13.39%) Land $55,000 Building $222,800 | $277,800 (+13.39%) Land $55,000 Building $222,800 | |
| 2023 | $2,254.00 | $245,000 Land $50,000 Building $195,000 | $245,000 Land $50,000 Building $195,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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