2961 Oetting Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2961 Oetting Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1962
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on File
Last Sale$190,900 (Jan 2024)
Tax Bill$2,757 (2025)
Deeds & MortgagesJan 2024 Sale
Jan 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN513512A000

Property Details

APN / Parcel Number

Primary APN513512A000
Alternative APN
  • 3-0119-0308-00-0002.2000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
Gross Area1,584 sqft
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Patio Area576 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number513512A000
Street Address2961 OETTING DR
CitySAINT CHARLES
StateMO
Zip63303-6034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionNOT IN SUBD PT SUR 308
Legal SubdivisionNOT IN SUB
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group1
Census Block1010
Census Tract311145

Owner

2961 Oetting Dr is owned and occupied by an individual who bought it in January 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address2961 OETTING DR, SAINT CHARLES, MO 63303-6034
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Affidavit, Transfer
Jan 30, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 27, 2023Beneficiary Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2024 · Amount on File
Deed SaleJan 30, 2024 · Amount on File
Deed Document Number20243737
Prior Transfer DateJan 29, 2024
Prior Transfer Doc0000003736
Record UpdatedOct 29, 2026

January 2024: Affidavit, Transfer

Document TypeAffidavit
JurisdictionST CHARLES MO
Recording DateJan 30, 2024
Property Address2961 OETTING DR, SAINT CHARLES, MO 63303-6034
Document Number0000003736
Instrument DateJan 26, 2024
Instrument2024R-003736
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 30, 2024
Property Address2961 OETTING DR, SAINT CHARLES, MO 63303-6034
Document Number0000003737
Instrument DateJan 25, 2024
Instrument2024R-003737
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 WILD RYE CT, O FALLON, MO 63368-9745

Transferred To (Grantee/Buyer)

NameVerified Name
Address2961 OETTING DR, SAINT CHARLES, MO 63303-6034

Mortgage

Document Number0000003738
DateJan 30, 2024
Instrument2024R-003738
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

March 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateMar 27, 2023
Property Address2961 OETTING DR, SAINT CHARLES, MO 63303-6034
Document Number0000011231
Instrument DateMar 23, 2023
Instrument2023R-011231
Transaction TypeTransfer
Record UpdatedApr 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2961 OETTING DR, SAINT CHARLES, MO 63303-6034

Tax Assessment & Valuation

The 2025 property tax bill for 2961 Oetting Dr was $2,757.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,780 (-)$240,946 (-) Building $240,946
2025$2,757.00$45,780$240,946
2023$40,110
2022$211,104 Building $211,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2961 Oetting Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2961 Oetting Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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