St. Charles County property record for 2945 Oetting Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1962 |
| Lot Size | 0.44 acres (19,182 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,800 (May 2002) |
| Tax Bill | $2,668 (2024) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 517680A000 |
| Primary APN | 517680A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 3,156 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 576 sqft |
| Unfinished Basement | 432 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,182 sqft (0.44 acres) |
| Lot Dimensions | 139 ft deep x 138 ft wide |
| Garage Type | Attached |
| Garage Area | 1,140 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 517680A000 |
|---|---|
| Street Address | 2945 OETTING DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | GRAN-LIN HAVEN LOT 53 |
| Legal Subdivision | GRAN-LIN HAVEN |
| Legal Lot Number | 53 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 311145 |
2945 Oetting Dr is owned and occupied by an individual who bought it in May 2002.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2945 OETTING DR, SAINT CHARLES, MO 63303-6034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2002 · Amount on File |
| Deed Sale | May 21, 2002 · Amount on File |
| Deed Document Number | 200247095 |
| Deed Book / Page | 2897 / 1476 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2945 OETTING DR, SAINT CHARLES, MO 63303-6034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Address | 2945 OETTING DR, SAINT CHARLES, MO 63303-6034 |
| Document Number | 0070091069 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 7009/1069 |
| Instrument | 20181203000673910 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,350 (-) | $249,212 (-) Building $249,212 | |
| 2025 | $47,350 | $249,212 Building $249,212 | |
| 2024 | $2,668.00 | ||
| 2023 | $42,984 | ||
| 2022 | $226,231 Building $226,231 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2945 Oetting Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2945 Oetting Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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