2960 Birch Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2960 Birch Ave, Morro Bay, CA 93442

Property Summary

Property TypeHome Plus Accessory Dwelling Unit
Details2 bd · 1 ba · 445 sqft · built 1952
Lot Size0.091 acres (4,000 sqft)
Owner2 Owner Names on Record
Last Sale$580,000 (May 2012)
Tax Bill$8,029 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN068-193-004

Property Details

APN / Parcel Number

Primary APN068-193-004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Building Area445 sqft Living Area
Gross Area2,526 sqft

Exterior

Year BuiltBuilt 1952
Construction TypeWood
Lot Area4,000 sqft (0.091 acres)
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Location & Zoning

Street Address2960 BIRCH AVE
CityMORRO BAY
StateCA
Zip93442-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home Plus Accessory Dwelling Unit
Local Zoning CodeR1
Legal DescriptionCY MB OCEAN HTS 1 BL 6 LT 5 LESS MIN RTS
Legal SubdivisionOCEAN HEIGHTS 01
Legal Block6
Legal Lot Number5
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2016
Census Tract10505

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address644 PATRICIA DR, SAN LUIS OBISPO, CA 93405-1040

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2012 · Amount on Record
Deed SaleMay 9, 2012 · Amount on Record
Prior SaleMar 31, 2004
Deed Document Number2012025050
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2960 BIRCH AVE, MORRO BAY, CA 93442-1402
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 PATRICIA DR, SAN LUIS OBISPO, CA 93405-1040

Mortgage

Document Number0000027371
DateApr 12, 2021
Instrument2021027371
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,029.00 (+3.6%)$728,499 (+4.04%) Land $314,008 Building $414,491
2023$7,750.00 (+6.69%)$700,212 Land $301,815 Building $398,397
2022$7,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ranch Wifi.

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