San Luis Obispo County property record for 2916 Birch Ave, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 680 sqft · built 1963 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $429,000 (Nov 2016) |
| Tax Bill | $5,487 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-193-008 |
| Primary APN | 068-193-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 680 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 2916 BIRCH AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY MB OCEAN HTS 1 BL 6 LT 10 |
| Legal Subdivision | OCEAN HEIGHTS ADD 01 |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10505 |
2916 Birch Ave is owned by an individual who bought it in November 2016.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 COUNTRY MDW, BOERNE, TX 78006-5791 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN FINANCING CORP |
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2016 · Amount on File |
| Deed Sale | Nov 10, 2016 · Amount on File |
| Deed Document Number | 201659620 |
| Prior Transfer Date | Oct 20, 2016 |
| Prior Transfer Doc | 0000060151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2916 BIRCH AVE, MORRO BAY, CA 93442-1402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN |
| Name | Verified Name |
|---|---|
| Address | 2916 BIRCH AVE, MORRO BAY, CA 93442-1402 |
| Document Number | 0000008770 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026008770 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | ENGLEWOOD, CO 80111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2916 BIRCH AVE, MORRO BAY, CA 93442-1402 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 205 COUNTRY MDW, BOERNE, TX 78006-5791 |
| Document Number | 0000074468 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2021074468 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2916 BIRCH AVE, MORRO BAY, CA 93442-1402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE SO CAL |
| Name | Verified Name |
|---|---|
| Address | 205 COUNTRY MDW, BOERNE, TX 78006-5791 |
| Document Number | 0000022440 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021022440 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 2916 Birch Ave was $5,487, up 1.7% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $507,842 (+2%) Land $372,892 Building $134,950 | |
| 2025 | $5,487.00 (+1.72%) | $497,885 Land $365,581 Building $132,304 |
| 2024 | $5,394.00 (+1.83%) | |
| 2023 | $5,297.00 (+6.69%) | $478,553 Land $351,386 Building $127,167 |
| 2022 | $4,965.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2916 Birch Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2916 Birch Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ranch Wifi.
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