Muskingum County property record for 296 Water St, Philo, OH 43771 · Last verified March 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 2,483 sqft (0.057 acres) |
| Last Sale | $134,000 (2004) |
Source: Muskingum County records · APN 73-84-07-15-000
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 302, DUNCAN FALLS, OH 43734-0302 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2004 · Amount on Record |
| Deed Sale | Dec 16, 2004 · Amount on Record |
| Deed Doc Number | 2184 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 296 WATER ST, PHILO, OH 43771 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002701/129 |
|---|---|
| Date | Jan 03, 2017 |
| Book Page | 2701/129 |
| Instrument | 201700000040 |
| Name | CENTURY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ZANESVILLE, OH 43701 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jan 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
Source: Muskingum County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Muskingum County |
| County Subdivision | Wayne Township |
| Unified School District | Franklin Local School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, Muskingum County (39119C), updated July 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 73-84-07-15-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 2,483 sqft (0.057 acres) |
|---|---|
| Depth X Width | 50 ft x 50 ft Depth x Width |
| Topography | Rolling Topography |
| Account Number | 040630-6 |
|---|---|
| Old Parcel Number | 73-84-07-15-000 |
| Street Address | 296 WATER ST |
| City | PHILO |
| State | OH |
| Zip | 43771 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | PT LOT 15 A 14 X 50 RIVER BANK C/B TO 73-84-07-20-000 |
| Legal Subdivision | TOWN/DUNCAN FALLS |
| Legal Lot Number | 15 |
| Jurisdiction | MUSKINGUM OH |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 912500 |
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