Muskingum County property record for 243 Water St, Philo, OH 43771
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 952 sqft · built 1927 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $23,250 (Jan 2000) |
| Tax Bill | $1,326 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-20-08-28-000 |
| Primary APN | 20-20-08-28-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 434 sqft |
| Deck Area | 49 sqft |
| Patio Area | 49 sqft |
| Canopy | 49 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 018293-1 |
|---|---|
| Street Address | 243 WATER ST |
| City | PHILO |
| State | OH |
| Zip | 43771-3302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 SQ 9 PHILO 66 X 132 |
| Legal Lot Number | 6 |
| Jurisdiction | MUSKINGUM OH |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 912500 |
Source: Muskingum County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 243 WATER ST, PHILO, OH 43771-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 17, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2000 · Amount on Record |
| Deed Sale | Jan 18, 2000 · Amount on Record |
| Last Transfer Date | Dec 15, 2016 |
| Transfer Doc | 002703/636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 243 WATER ST, PHILO, OH 43771-3302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 002917/143 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 2917/143 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Recording Date | Jan 17, 2017 |
| Property Address | 243 WATER ST, PHILO, OH 43771 |
| Document Number | 002703/636 |
| Book / Page | 2703 / 636 |
| Instrument Date | Dec 15, 2016 |
| Instrument | 201700000547 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETTLEMENTS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 WATER ST, PHILO, OH 43771 |
| Document Number | 201700000548 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 201700000548 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | May 1, 2046 |
Source: Muskingum County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Muskingum County |
| County Subdivision | Harrison Township |
| Municipality | Philo Village |
| Unified School District | Franklin Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,326.00 (+1.3%) | $40,285 (+20.27%) Land $3,395 Building $36,890 | |
| 2024 | $115,100 (+20.27%) Land $9,700 Building $105,400 | ||
| 2023 | $1,309.00 | $33,495 Land $2,485 Building $31,010 | |
| 2021 | $95,700 Land $7,100 Building $88,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1980–2008) |
| Most Recent Claim | Mar 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHILO private · serves 974 people · EPA ID OH6001912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Smart Way Communications Fixed Wireless | 250 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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