285 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 285 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 2019
Lot Size	0.132 acres (5,763 sqft)
Owner	Individual Name on File
Last Sale	$211,995 (Aug 2019)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Sep 2025 Transfer Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-675203-000620`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-675203-000620`
Alternative APNs	`062926675203000620` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,808 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,763 sqft (0.132 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	484 sqft
Porch	Screened/Unfinished Porch
Porch Area	108 sqft

Location & Zoning

Street Address	285 ST GEORGES CIR
City	EAGLE LAKE
State	FL
Zip	33839-5211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY HEIGHTS 3A PB 170 PGS 35-36 LOT 62
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	NORMANDY HEIGHTS 3A
Legal Block	1
Legal Lot Number	62
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1041
Census Tract	14701

Owner

285 St Georges Cir is owned and occupied by an individual who acquired it in June 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	285 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Dec 12, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 18, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 15, 2019	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Deed Document Number	2019172352
Deed Book / Page	10942 / 65
Last Transfer Date	Jun 24, 2025
Transfer Doc	0000214684
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Sep 12, 2025
Property Address	285 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Document Number	0000214684
Book / Page	13697 / 1426
Map Reference	MB 170 PG 35-36
Instrument Date	Jun 24, 2025
Instrument	2025214684
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	C74 CALLE SALUSTIANA, CAGUS XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	285 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211

Mortgage

Document Number	0000290091
Date	Dec 12, 2023
Book Page	12938/1000
Instrument	2023290091

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Sep 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	285 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211

Mortgage

Document Number	0000103352
Date	Apr 18, 2022
Book Page	12211/1029
Instrument	2022103352

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Sep 1, 2049

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 15, 2019
Property Address	285 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Document Number	0109420065
Book / Page	010942 / 000065
Instrument Date	Aug 9, 2019
Instrument	172352
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$1,483.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	285 ST GEORGES CIR EAGLE LAKE FL 338395211, EAGLE LAKE, FL 33839-5211

Tax Assessment & Valuation

The 2025 property tax bill for 285 St Georges Cir was $3,086, up 3.2% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,352 (+2.7%)	$236,567 (-1.38%) Land $44,000 Building $192,567
2025	$3,086.00 (+3.18%) Homeowner's exemption	$205,796 (+2.9%)	$239,882 (-7.03%) Land $44,000 Building $195,882
2024	$2,991.00 (+2.75%) Homeowner's exemption	$199,996 (+3%)	$258,029 (-1.14%) Land $44,000 Building $214,029
2023	$2,911.00 (+2.86%) Homeowner's exemption	$194,171 (+3%)	$261,006 (+4.52%) Land $42,000 Building $219,006
2022	$2,830.00 Homeowner's exemption	$188,516	$249,719 Land $35,000 Building $214,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 St Georges Cir in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 St Georges Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on St Georges Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures