296 Mill St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 296 Mill St, Lancaster, MA 01523 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	1.5 Baths
Year Built	Built 1959
Square Footage	3,108 sqft Living Area
Lot Size	415,998 sqft (9.55 acres)
Garage	Basement
Last Sale	$323,000 (2022)
Tax Bill	$7,388.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`LANC M:042.0 B:0000 L:0022.0`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	3,108 sqft Living Area
1st Floor	2,104 sqft 1st Floor
Basement Area	736 sqft Basement
Unfinished Basement	736 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1959
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	415,998 sqft (9.55 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	296 MILL ST
City	LANCASTER
State	MA
Zip	01523-2046
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	22.0
Jurisdiction	LANCASTER MA
Minor Civil Division	LANCASTER
Census Blockgroup	1
Census Block	1033
Census Tract	713100

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:042.0 B:0000 L:0022.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 ALLEN ST, CLINTON, MA 01510-1117
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2022 · Amount on Record
Deed Sale	Jun 02, 2022 · Amount on Record
Deed Doc Number	202260350
Deed Book / Page	67691 / 24
Record Refreshed	Sep 20, 2026

June 2022: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	LANCASTER MA
Recording Date	Jun 02, 2022
Property Address	296 MILL ST, LANCASTER, MA 01523-2046
Document Number	0067691-24
Book / Page	67691 / 24
Instrument Date	Jun 02, 2022
Instrument	60350
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	125 ALLEN ST, CLINTON, MA 01510-1117

Mortgage

Document Number	0000060351
Date	Jun 02, 2022
Instrument	60351

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,388.00 (+0.18%)	$457,200 (+6.57%) Land $175,300 Building $281,900	$511,670 (+8.79%)
2024			$470,345
2023	$7,375.00	$429,000 Land $155,300 Building $273,700

Flood & Wildfire

296 Mill St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.