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281 Mill St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 281 Mill St, Lancaster, MA 01523 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 2024
Lot Size2.32 acres (101,059 sqft)
OwnerIndividual Name on File
Tax Bill$8,549 (2025)
Deeds & MortgagesAug 2023 Refinance
Oct 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNLANC M:042.0 B:0000 L:0114.A

Property Details

APN / Parcel Number

Primary APNLANC M:042.0 B:0000 L:0114.A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area101,059 sqft (2.32 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address281 MILL ST
CityLANCASTER
StateMA
Zip01523-2043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number114.A
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1040
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:042.0 B:0000 L:0114.A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address281 MILL ST, LANCASTER, MA 01523-2043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CLINTON SAVINGS BANK
Oct 31, 2018Quit Claim Deed, Transfer
Quitclaim
Jul 28, 2018Deed of Trust, Mortgage · Line of Credit
AVIDIA BK
Feb 10, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 10, 2017
Deed SaleFeb 10, 2017
Deed Document Number201714737
Deed Book / Page56724 / 329
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address281 MILL ST, LANCASTER, MA 01523-2043
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069469-102
DateAug 02, 2023
Book Page69469/102
Instrument63051
Lender
NameCLINTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateOct 31, 2018
Property Address281 MILL STREET EXT, LANCASTER, MA 01523-2005
Document Number59623-301
Book / Page059623 / 000301
Instrument DateOct 26, 2018
Instrument115667
Transaction TypeTransfer
Record UpdatedNov 22, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 CHIEFTAIN WAY LANCASTER MA 01523, LANCASTER, MA 01523

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address281 MILL STREET EXT, LANCASTER, MA 01523-2005
Document Number59200-342
Instrument DateJul 28, 2018
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 MILL STREET EXT LANCASTER MA 015232005, LANCASTER, MA 01523-2005

Mortgage

Document Number59200-342
DateAug 02, 2018
Book Page059200/000342
Instrument80163
Lender
NameAVIDIA BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 01, 2038
Interest
Rate TypeAdjustable Rate

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateFeb 10, 2017
Property Address281 MILL STREET EXT, LANCASTER, MA 01523-2005
Document Number56724-329
Book / Page056724 / 000329
Instrument DateJan 22, 2017
Instrument14737
Transaction TypeTransfer
Record UpdatedFeb 28, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address281 MILL STREET EXT LANCASTER MA 015232005, LANCASTER, MA 01523-2005

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,549.00 (+202.51%)$529,000 (+221.78%) Land $131,900 Building $397,100$499,700 (+16.89%)
2024$427,500
2023$2,826.00$164,400 Land $111,900 Building $52,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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