Suffolk County and Southampton Town property record for 296 Madison St, Sag Harbor, NY 11963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1993 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,550,000 (Feb 2022) |
| Tax Bill | $3,363 (2024) |
| Deeds & Mortgages | Sep 2026 Sale Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0903-007.00-02.00-001.000 |
| Primary APN | 0903-007.00-02.00-001.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Lot Area | 31,799 sqft (0.73 acres) |
| View / Lot | Below Average |
| Porch | Porch |
|---|---|
| Porch Area | 1,280 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 296 MADISON ST |
|---|---|
| City | SAG HARBOR |
| State | NY |
| Zip | 11963-4452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLA |
| Legal Description | 1987 LD EQ + 1800 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 190708 |
296 Madison St is owned and occupied by two individuals who bought it in February 2022.
Source: Suffolk County and Southampton Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 MADISON ST, SAG HARBOR, NY 11963-4452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed, Transfer |
| Feb 7, 2022 | Deed, Transfer · ARM RIDGEWOOD SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2022 · Amount on File |
| Deed Sale | Feb 7, 2022 · Amount on File |
| Prior Sale | Oct 7, 2002 · Amount on File |
| Deed Document Number | 2022 |
| Deed Book / Page | 13141 / 656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 4, 2026 |
| Property Address | 296 MADISON ST, SAG HARBOR, NY 11963-4452 |
| Document Number | 1334000320 |
| Book / Page | 13349 / 320 |
| Instrument Date | Sep 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 MADISON ST, SAG HARBOR, NY 11963-4452 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 7, 2022 |
| Property Address | 296 MADISON ST, SAG HARBOR, NY 11963-4452 |
| Document Number | 0131410656 |
| Book / Page | 13141 / 656 |
| Instrument Date | Dec 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 CLINTON ST, EAST HAMPTON, NY 11937-1751 |
| Document Number | 0233770991 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 23377/991 |
| Instrument | DM063819 |
| Name | RIDGEWOOD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Municipality | Sag Harbor Village |
| Unified School District | Sag Harbor Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,210,800 Land $1,002,700 Building $208,100 | $1,921,904 (-) Land $1,591,587 Building $330,317 | |
| 2024 | $3,363.00 | $1,921,904 (+10.32%) Land $1,591,587 Building $330,317 | |
| 2023 | $1,210,800 Land $1,002,700 Building $208,100 | $1,742,158 Land $1,442,734 Building $299,424 | |
| 2020 | $10,276.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 296 Madison St in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 86 (1978–2024) |
| Claims Outside the SFHA | 14 of 86 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 Madison St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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