296 Holiday Way, Oceanside, CA 92057 Property Records

San Diego County property record for 296 Holiday Way, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,440 sqft · built 1981
Lot Size0.148 acres (6,453 sqft)
Owner2 Company Names on Record
Last Sale$262,500 (Jan 2013)
Tax Bill$3,586 (2025)
Deeds & MortgagesOct 2025 Transfer
May 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN157-460-25-00

Property Details

APN / Parcel Number

Primary APN157-460-25-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,453 sqft (0.148 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address296 HOLIDAY WAY
CityOCEANSIDE
StateCA
Zip92057-5142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 162 TR 009161
Legal SubdivisionRIVERDALE
Legal Tract009161
Legal Block3
Legal Lot Number162
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3005
Census Tract18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address296 HOLIDAY WAY, OCEANSIDE, CA 92057-5142
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Intrafamily Transfer, Transfer
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2013 · Amount on Record
Deed SaleJan 4, 2013 · Amount on Record
Prior SaleMar 3, 1998 · Amount on Record
Deed Document Number20139431
Last Transfer DateOct 10, 2025
Transfer Doc0000285115
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 14, 2025
Property Address296 HOLIDAY WAY, OCEANSIDE, CA 92057-5142
Document Number0000285115
Map ReferenceMAP 9161
Instrument DateOct 10, 2025
Instrument2025-0285115
Transaction TypeTransfer
Record UpdatedOct 28, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address296 HOLIDAY WAY, OCEANSIDE, CA 92057-5142

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address296 HOLIDAY WAY, OCEANSIDE, CA 92057-5142
Transaction TypeMortgage
Record UpdatedJun 1, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 HOLIDAY WAY, OCEANSIDE, CA 92057-5142

Mortgage

Document Number0000386199
DateMay 21, 2021
Instrument2021-0386199
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$329,701 (+2%) Land $226,084 Building $103,617
2025$3,586.00 (+5.28%) Homeowner's exemption$323,237 (+4.04%) Land $221,651 Building $101,586
2023$3,406.00 (+1.58%) Homeowner's exemption$310,688 Land $213,045 Building $97,643
2022$3,353.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980)
Most Recent ClaimAug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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