San Diego County property record for 292 Holiday Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,666 sqft · built 1981 |
| Lot Size | 0.152 acres (6,603 sqft) |
| Owner | Trust Name on File |
| Last Sale | $139,000 (Mar 1994) |
| Tax Bill | $731 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-460-23-00 |
| Primary APN | 157-460-23-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,666 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 6,603 sqft (0.152 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 292 HOLIDAY WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 160 TR 009161 |
| Legal Subdivision | RIVERDALE |
| Legal Tract | 009161 |
| Legal Block | 3 |
| Legal Lot Number | 160 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 18609 |
292 Holiday Way is owner-occupied and held in a trust since February 2013.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 292 HOLIDAY WAY, OCEANSIDE, CA 92057-5142 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 26, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Sep 5, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 1994 · Amount on File |
| Deed Sale | Mar 11, 1994 · Amount on File |
| Deed Document Number | 1994162409 |
| Last Transfer Date | Feb 21, 2013 |
| Transfer Doc | 0000119261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 292 HOLIDAY WAY, OCEANSIDE, CA 92057-5142 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 292 HOLIDAY WAY, OCEANSIDE, CA 92057-5142 |
| Document Number | 0000241607 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 2023-0241607 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 292 HOLIDAY WAY, OCEANSIDE, CA 92057-5142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 292 HOLIDAY WAY, OCEANSIDE, CA 92057-5142 |
| Document Number | 0000038296 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022-0038296 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 292 HOLIDAY WAY, OCEANSIDE, CA 92057-5142 |
| Document Number | 0000414425 |
| Instrument Date | Sep 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 292 HOLIDAY WAY OCEANSIDE CA 920575142, OCEANSIDE, CA 92057-5142 |
| Document Number | 0000414425 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 414425 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 10, 2032 |
The 2025 property tax bill for 292 Holiday Way was $731 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $240,771 (+2%) Land $24,961 Building $215,810 | |
| 2025 | $731.00 | $236,051 Land $24,472 Building $211,579 |
| 2023 | $776.00 (-9.03%) | $226,887 Land $23,523 Building $203,364 |
| 2022 | $853.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 292 Holiday Way in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Aug 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 292 Holiday Way is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures