Will County property record for 296 Hillcrest Ln, Steger, IL 60475
| Property Type | Single Family Home |
|---|---|
| Details | 1,610 sqft · built 1998 |
| Lot Size | 0.34 acres (14,993 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (Oct 1998) |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-15-04-302-044 |
| Primary APN | 23-15-04-302-044 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,610 sqft Living Area |
| Basement Area | 1,610 sqft |
| Unfinished Basement | 1,610 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 14,993 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Cooling System | Central |
|---|
| Street Address | 296 HILLCREST LN |
|---|---|
| City | STEGER |
| State | IL |
| Zip | 60475-1590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 77 IN PHILLIPP'S LAKE HILLS, PHASE 3, A SUB OF PRT OF THE N1/2 SW1/4 OF SEC. 4, A RESUB OF LOT 57 IN PHILLIPP'S LAKE HIL |
| Legal Range | 14E |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | PHILLIPPES LAKE HILLS PHASE 3 |
| Legal Phase | 2 |
| Legal Lot Number | 77 |
| Jurisdiction | WILL IL |
| Township / Civil Division | CRETE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 883700 |
296 Hillcrest Ln is owned and occupied by two individuals who bought it in October 1998.
Source: Will County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 HILLCREST LN, STEGER, IL 60475-1590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 1998 · Amount on File |
| Deed Sale | Oct 7, 1998 · Amount on File |
| Deed Document Number | 1998118764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 296 HILLCREST LN, STEGER, IL 60475-1590 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000097246 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | R2021097246 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 296 Hillcrest Ln was $2,542.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Crete Township |
| Municipality | Steger Village |
| Secondary School District | Bloom Township High School District 206 (09 - 12) |
| Elementary School District | Steger School District 194 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,542.00 | $87,158 (+5.5%) Land $25,440 Building $61,718 | $261,474 (+5.5%) Land $76,320 Building $185,154 |
| 2024 | $82,614 Land $24,114 Building $58,500 | $247,842 Land $72,342 Building $175,500 | |
| 2022 | $6,209.00 Homeowner's exemption Senior Citizen's exemption | $65,561 Land $19,136 Building $46,425 | $196,683 Land $57,408 Building $139,275 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 296 Hillcrest Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 296 Hillcrest Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEGER serves 9,700 people · EPA ID IL0314860 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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