292 Hillcrest Ln, Steger, IL 60475 Property Records

Will County property record for 292 Hillcrest Ln, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,505 sqft · built 1998
Lot Size	0.34 acres (14,737 sqft)
Owner	Individual Name on File
Last Sale	$171,301 (Apr 2019)
Tax Bill	$7,171 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-04-302-045`

Property Details

APN / Parcel Number

Primary APN	`23-15-04-302-045`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,505 sqft Living Area
Basement Area	1,018 sqft
Unfinished Basement	1,018 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	14,737 sqft (0.34 acres)
Garage Type	Attached
Garage Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	292 HILLCREST LN
City	STEGER
State	IL
Zip	60475-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76 IN PHILLIPP'S LAKE HILLS, PHASE 3, A SUB OF PRT OF THE N1/2 SW1/4 OF SEC. 4, A RESUB OF LOT 57 IN PHILLIPP'S LAKE HIL
Legal Range	14E
Legal Township	34N
Legal Section	04
Legal Subdivision	PHILLIPPES LAKE HILLS
Legal Phase	2
Legal Lot Number	76
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1009
Census Tract	883700

Owner

292 Hillcrest Ln is owned and occupied by an individual who bought it in April 2019.

Source: Will County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	292 HILLCREST LN, STEGER, IL 60475-1590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · FHA Mortgage CIBM BANK
Apr 2, 2019	Special Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Dec 19, 2018	Grant Deed, Foreclosure ATTORNEY ONLY
Apr 5, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Prior Sale	Apr 5, 2017
Deed Document Number	201918245
Prior Transfer Date	Mar 23, 2017
Prior Transfer Doc	0000026855
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	292 HILLCREST LN, STEGER, IL 60475-1590
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016765
Date	Feb 10, 2021
Instrument	R2021016765

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.32%

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 2, 2019
Property Address	292 HILLCREST LN, STEGER, IL 60475-1590
Document Number	0000018245
Instrument Date	Mar 6, 2019
Instrument	R2019018245
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25734 S TRUMAN ST, MONEE, IL 60449-8063

Mortgage

Document Number	0000018246
Date	Apr 2, 2019
Instrument	R2019018246

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

December 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Dec 19, 2018
Property Address	292 HILLCREST LN, STEGER, IL 60475-1590
Document Number	0000088285
Instrument Date	Apr 19, 2017
Instrument	88285
Transaction Type	Foreclosure
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WILL IL
Recording Date	Apr 5, 2017
Property Address	292 HILLCREST LN, STEGER, IL 60475-1590
Document Number	0000026855
Instrument Date	Mar 23, 2017
Instrument	26855
Transaction Type	Foreclosure
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 292 Hillcrest Ln was $7,171, down 0.7% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,171.00 (-0.72%)	$82,107 (+5.5%) Land $25,408 Building $56,699	$246,321 (+5.5%) Land $76,224 Building $170,097
2024	$7,223.00	$77,826 Land $24,083 Building $53,743	$233,478 Land $72,249 Building $161,229
2022	$6,345.00 Homeowner's exemption	$61,761 Land $19,112 Building $42,649	$185,283 Land $57,336 Building $127,947

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 292 Hillcrest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Hillcrest Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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